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October 12th, 2017 at 01:02 am
So for about a week I see Luther scratching furiously. I think to myself, gee, it's almost as if he's getting bitten by fleas. But that couldn't be, I thought, since he's an indoor cat.
It was only when I finally examined his coat closely that I saw a flea! More than one! I was disgusted!
Went to Petco this morning before work and got some Frontline and a flea comb. Vaccumed the downstairs before I left for work.
Can't imagine how he picked them up. My dad sits outside in the grass at my sister's. I haven't even been on my own lawn much since I've been working. Perhaps he had one or two a week or so ago and now it's a full blown infestation.
I applied the Frontline; his hair is so thick. I hope I got enough on the skin. I've been combing fleas out as much as he will tolerate, which is to say, not that much. I got about 20 fleas off from around his neck. I found they can jump from the water's surface, so now I have a little bowl and i put small pieces of torn up paper towel on top of the flea after i flick them in there, so they can't jump and eventually drown.
I changed the bed sheets and threw them in the wash.
I plan to vacuum daily thru Sunday, anyway. I hope I won't have to flea bomb the place. And I do have 3 more months of the Frontline, if needed.
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October 10th, 2017 at 01:23 am
I knew I may need new tires on my 2013 Honda because 1) I still have the original tires on the car and 2) the tires have begun to squeal going around corners at a relatively low rate of speed.
When I spoke to my cousin to wish her a happy birthday, she mentioned she'd just bought new tires for her Ford Escape. She didn't bother to research tires at all but just went with what the shop recommended, which was Michelin. She was able to use a $70 coupon Michelin is currently offering on the purchase of 4 new Michelin tires.
I went to my favorite consumer review site, consumersearch.com, which aggregates reviews by other places like Consumer Reports. Their #1 pick was Michelin Premier (for all season tires), so I checked to see if BJs carried them. They did, and the online purchase and then the online appointment to have them install was very easy. Normally I would shop around for the best price, but I just didn't feel like I have the time, especially if all it saves me is $30 or so. (Not that I know what the potential cost savings could be.)
So I'll have to wait til Oct. 20 for the install since I can't get over there on a week night. They ARE open til 8 pm but I would be too tired.
I also checked the date of manufacture on the tire side since this would indicate how pressing your need for replacement may be, not the mileage as you might suppose. Mine were made in August 2012 so I definitely needed to replace. I am anxious to get it done. They weren't cheap, at over $100 per tire plus cost of install.
I am finding as I chit chat with various people that they all have much longer commutes than I do; one person today told me she drives 1.5 hours one way. It will make it harder to ask to work remotely just because, or when it snows.
I made a tasty lunch for work today: my mother's recipe for cold pea soup, which is a bright green because you don't cook the peas, and my wheat berry salad, which I've been making for so many years I forgot where I got the recipe. Also a bottle of Bai, the only bottled drink I'll consume.
I'm very happy to see that the FDA unexpectedly gave an early green light to the maker of a generic Copaxone at both the 20 and 40 mg dosage. I use the 40 mg dosage, 3x a week, for the MS and the price for this drug has done nothing but increase exponentially. Word on the street is that the generic will be 25 to 30% cheaper and that Teva will respond by lowering its price. These price wars can only benefit consumers.
"In August, a U.S. House of Representatives committee contacted Teva, Novartis and five other makers of multiple sclerosis drugs as part of a drug pricing investigation, saying that some of the dozen drugs used to treat the progressive neurological disease appeared to have lockstep price increases.
The 2017 price for the 40 mg version of Copaxone is $80,000 per year and the 20 mg version is more than $90,000 after having been launched in 1996 at just over $8,000, the House committee said."
Take a minute to read that again: In the span of 20 years, the cost of Copaxone went from $8,000 to $80,000 a year. What is wrong with this picture? GREED.
The people making these decisions may be pharma executives, but to me they're just as evil as Bernie Madoff.
I don't know why the daily injection (20 mg) would be even more expensive than the 40 mg (3x a week) because anyone in their right mind would prefer fewer injections.
Teva's technique to keep up the sale of its drugs is by paying 100% of the co-pays of Copaxone users. Even though Teva has paid my co-pay for years, it's not doing anything to lower the price of drugs overall because this just encourages me to continue using their very high-priced drug.
I can do my part by switching to the generic and I would also like to do that for a degree of peace of mind should I ever get in a jam and need to cover the payment possibly, it would be more doable with the 25-30% discount. I won't do it if Teva lowers their prices.
I don't think I'd try to do this now as I can't see my longtime neurologist since he and Cigna have a contract dispute and he is no longer in their network. He authorizes my prescription a year at a time even though I have to refill each month, and I made a point to have him authorize refills for another year right before the date Cigna told me was the end of their relationship with my doctor. And since my Cigna will run out with my COBRA in January anyway, no use complicating my prescription drug care any more than it generally is.
I'll wait to see what happens with this job. Best case scenario: get a perm job offer that comes with health insurance. It could still be expensive because this is a very small company, but it would have to be better than the healthcare exchange. Worst case scenario: I get stuck on the healthcare exchange with its expected double-digit rate hike in 2018 for people who make too much $$ to qualify for the subsidies. These are the people (like me) who would bear the full brunt of the ridiculous healthcare price increases.
I will take another look at available plans when they become available for viewing Nov 1 and I'm afraid it won't be pretty. But at least I'll know what I'm dealing with.
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October 8th, 2017 at 08:02 pm
Dad came over in the a.m. so I could write out a check for him to pay the electrician who did work on the house he's selling. His vision is so bad that it's affected the legibility of his handwriting. The closing is supposed to take place Monday.
After he left, I did a pile of cooking for the coming work week lunches, including a wheat berry salad, a potato salad using purple heirloom potatoes I grew (looks a little wierd, but tastes good) and a cold pea soup.
I was listening to classical music as I cooked but found it was making me depressed becus it reminded me of my mother.
Yesterday I vacuumed and did the food shopping and picked up some grain-free cat food for Luther. He's scratching like crazy (no fleas).
I stopped in at the local bank, intending to enter their raffle. They just opened up a new location as they outgrew the old address on Main Street. But I'd been thinking of switching my checking account over to them, not necessarily today, but that's what I wound up doing.
I've been with my old bank for 20 years and after all that time, my opinion of them is still completely neutral. Meaning, they provided a service that I need (checking) but I otherwise have no real positive feelings about them. The new bank is smaller but has grown quite a bit in the past few years and I like doing business with more local businesses. I did a focus group with them a few months ago and was impressed with all the ideas they were considering doing to attract new customers.
Plus they offer a few more benefits than my old bank in terms of interest paid on checking and the minimum balance being lower (0.08% if you maintain a $2500 balance), a $30 discount off a safe deposit box and stuff like that. The tellers also make a point to greet you by name as you walk in, and I think I'd like that.
Of course, I have a gazillion things to change over, including links to T. Rowe and Vanguard and Barclay's so I can transfer funds, as well as all my credit card bill pay accounts.
They all do those mini "test" deposits to ensure my identity so it will be a pain for a while. I already emailed a voided check to my new employer so they can change my direct deposit.
I spent a lot of time calculating my expected 2017 income this year from a lot of different sources as I felt they were withholding too much from my paycheck, but I think it may be ok as is.
I returned a pair of shoes I bought at DSW for a $65 credit.
Today's been kind of a lazy day so far. Luther really appreciates my presence at home. The weather is humid and overcast with a little rain which we really need. I'd like to squeeze in a walk, a trip to CVS and BJs, but not sure I'll do all 3.
Spoke to my cousin to wish her a happy birthday. I may need to get new car tires soon. I need to get out there with a penny. I still have the original tires on the car and it's a 2013.
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October 6th, 2017 at 11:02 pm
I unexpectedly left work early today at around 2:45 pm. There simply wasn't any work for me to do. He said it doesn't happen that often and I know he was conscious of the fact they promised me a certain number of hours (35 to 40). Still, I wasn't too upset to go home early as I can't stand just sitting around and trying to look busy. I still got in a 34-hour week.
On the way home I began to think about how I might use my precious newfound hours of daylight at home, but truth be told, I suddenly felt exhausted when I got home and I lay down for about a half hour. Then all I did was sit outside on the front stoop and drink a bottle of beer and read my weekly hometown newspaper. So, not terribly productive but enjoyed nonetheless!
I am liking the job more although yesterday I was feeling insecure about my standing there, I guess becus I overheard a phone conversation my manager had with my friend, the recruiter (who he put on speaker phone) talking about some candidates my manager saw as he's looking to fill some other position. The walls are very thin so I could hear the conversation quite clearly! He was talking about how this one or that one had a stronger or dated portfolio, had a "great personality," and so on. So it gave me some insight as to how my manager thinks when reviewing candidates, and so then I wondered how my "personality" came across. It was never my strong point.
For many years, I never considered how employers might consider how I "fit" with the company, believing instead that my ability to do the job, and how well I did it, was all that mattered.
Now I clearly see that's very wrong, that when jobs are offered they definitely consider "personality" or "fit" with existing culture. And people tend to hire those they like.
So this morning I made a strategic move: I left for work early so I'd have time to stop and pick up a dozen croissants, muffins and bagels for everyone. I chose to buy them in the pricey town I work in and was shocked to pay $29 for a dozen of the above! It's just one small thing that can ingratiate you with others and help them feel you "fit in" with the group.
I hope I don't sound too calculating, but that's exactly why I did it, to ingratiate myself, as I now hope and want to be offered a perm job at this company. I'm finding the work fairly easy to do and I've fine tuned my commutes, coming and going, so it's now about 35 to 40 minutes each way.
And I can also easily commute home via back roads, which are far less stressful than the interstate. Initially, i gave up considering doing so because of the difficulty of making a left turn on a certain busy highway, but I have since found a better way to go. I would only take the highway route once it's pitch black at night (too many deer to hit on back roads) or if roads are snowy/icy.
I guess the only thing I don't like is that I've noticed that while my hours are 10 to 6, the others are all there when I arrive (no doubt getting there at 9 or earlier) and they are all still there when I leave! As a contractor, I don't feel bad about leaving at 6 pm although I usually ask "if there's anything else I can do." But as far as I know, they're all on salary and it looks like they work at last 9-10 hours daily, which I would not like!
However, I've also learned through a casual conversation that at least one of the people who is there only very occasionally is not a part-timer, but simply someone who works remotely. So there's hope that perhaps I could do that as well.
I think they like my work so far, and have gotten a few tidbits/comments here and there from various people about certain things I rewrote or things I caught in editing that were good catches.
But anyway, it was a "treat" to get out of there early today, even if I sacrificed, oh, around $100.
I have a pile of stuff to do over the weekend but hope to just relax a little bit and enjoy my free time.
I suspect my 2 withholdings that I'm claiming for this job are not enough, and I calculated that my income for 2017, between unemployment benefits, my work at E. agency last spring, investment income, art sales and my work at this job will be about $44,000. So now I need to figure out how much I've already paid in taxes to determine if I should increase my withholdings. My first paycheck netted just $885 for one week's work. It would be nice, psychologically, if it were at least $1,000.
Oh! So I realized I never got around to posting the pix from my town's Labor Day parade. It's a real "Americana" kind of thing, and I do enjoy going. Here are some random photos I thought you might enjoy.
We had a great turnout and the weather was good.
Antique car lovers
This one looks like the one my family had when I was little. Same color too.
Shriners pipe and drum band
A senior calypso band
Clowns
This one creeps me out a little.
A group that dresses up each year in Colonial garb
This is the 2nd Company Governors Horse Guard, 1 of just 2 left in the state and the stables are right in town. In continuous operation since the 1800s despite regular threats of no money and shutdowns.
Fairfield Gaelic Pipe Band
The first of many tractors
More tractors
Each of our town's 5 neighborhoods - Newtown, Botsford, Sandy Hook, Dodgingtown and Hawleyville - have their own fire departments. But we're all one town. Not sure but the guys on foot may be police.
More firemen
Hawaiian dancers
Local kung fu studio gave a demo as they marched.
Latino dancers
Can't forget the men
Little cheerleaders
More bagpipes
Local bridle association
More cheerleaders
Protect Our Pollinators is a local group that aims to increase awareness about the threat to bees and other pollinators.
Shriners...I heard that one got in an accident during the parade but no one was hurt.
Square dancers swung to polka tunes. Truly a dying dance type, at least around here!
Underwater Search & Rescue
Girl scouts
The Wells Fargo Bank horse and carriage.Don't care much for the bank but I like the horse and carriage.
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October 4th, 2017 at 01:46 am
I'm feeling better about the job since fine-tuning my commute coming and going. I've got it down to about 35 minutes heading in on back roads and 40 minutes coming home via the highway. The highway drive is still very stressful due to other drivers.
I'm finding the job itself is fairly easy to do. I may have said it was "boring" before, but as long as I have something to do, I'm okay. The people are also pretty nice and no one rushes you to do things very quickly as they often do at other jobs.
But I can't just "relax" into the job since I have no health insurance and just 3.5 months left with COBRA. There hasn't really been much relevant job activity. I can only hope they offer me a perm position toward year's end, but I certainly can't sit back and count on that.
So I hadn't spoken to my 70-year-old cousin for a few months and finally got around to calling him last weekend. The phone number was disconnected. I suspected it had something to do with the continuing trouble he's been having with his teenaged grandson, who he raised for the 1st 10 years of the kid's life. He invited the kid to live with him but the kid dropped out of high school, has no job, does drugs and is a slob. The parents don't provide a very good home environment according to my cousin and have thrown up their hands with him anyway.
Oh, yeah, and I forgot to mention my cousin is a gun collector fanatic with all sorts of semi-automatic weapons, etc in the house with this very troubled kid.
So when I couldn't reach my cousin, I acted on a hunch and searched his name online (which is also the name of his grandson). I found 5 or 6 online news accounts of a shocking incident where the grandson shot 3 times at my cousin: once on either side of his head and once near his kneecaps. Cousin called the cops and he was arrested and has been in jail ever since. Will probably get 8 or 9 months for what he did.
I made contact with cousin via email and offered my support. The newspaper account erroneously reported the kid was out on $5K bail and I was terribly worried for my cousin's safety, so in the email I told him if he wanted to get away from the situation for a while and just clear his head, he could come up here.
He called me last night and explained the kid's in jail and that he regretted calling the cops cus "I put him in jail." I corrected him immediately and said no, HIS ACTIONS put him in jail. He said he was 99% sure the kid wasn't trying to shoot him and this his aim is very good so he wasn't too worried (tho he called the cops all the same).
I had told him months ago he should kick the kid out of his house becus he otherwise had no incentive to do anything to improve his situation but cousin didn't do anything.
He said he might like to take me up on my offer to come up here toward the end of the month, and now I kind of regret making that offer, becus it was made only becus I thought his life was in imminent danger. I didn't intend for it to be a social visit since I'm working the new job and wouldn't want anyone staying over during the week when I was away unless it really was some kind of emergency situation.
Not only this, but learning some really unsavory stuff about cousin's romantic involvement with a much younger woman who was friends with his grand son who has a baby and also no job, no car, does drugs, etc. He said it was a "pay for play" arrangement and does not want a relationship or "dating."
She's also in jail now for sexting an underage person and having sex with that person. You can't make this stuff up.
Anyway, I'm beginning to see that my cousin, who I only recently discovered thru genealogy research a year ago, maybe creates unhealthy life situations himself and really doesn't need "rescuing" by me. I was beginning to realize I was maybe wasting my time feeling concerned about him.
Well, anyway, in other news, I continue to enjoy my half-hour lunchtime walks in the gorgeous Southport neighborhood. Here are some pix I've taken so far:
My first paycheck is direct deposited this Thursday. I plan to adjust withholding so more money comes to me because I have a feeling too much will be deducted.
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October 1st, 2017 at 04:49 pm
I like to focus on saving money on my biggest expenses. That's why I'm happy with my savings on my auto/homeowners insurance policies.
My homeowners did go up $43, but I was able to knock my car insurance down by $288 by dropping collision and the associated rental coverage if I filed an accident claim.
So my homeowners is costing me $682 this year and the car insurance is just $544.50 (for a 2013 Honda)! I'm very happy with that since I ponied up $887 last year.
Plus, since I timed applying for my latest bonus credit card acquisition to just before payment would become due on the car and auto, I will earn a $200 bonus with this one payment, so you might say that would reduce my auto to $344.50.
Last year is when I should have dropped collision since being out of work I wasn't driving much. Now I am commuting, but the car is a year older. I will try not to let the aggressive drivers affect my own driving habits and just be very careful.
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October 1st, 2017 at 02:29 am
I wanted to thank everyone for their comments, support and ideas on my last post about how I wasn't diggin' the job that much.
You all had something different to say and this is why I like this forum so much. A lot of your remarks hit the spot.
I plan to bring in a Radio Shack radio headphone thing I have; my experience has been that the reception is bad in an office environment with all the electronics, but I will see.
I'm not as down as I was when I wrote that post, and of course it's the weekend so I feel better. I guess I'll just have to give it more time and in any event, I don't have other job offers right now although I am still looking. If I don't hear anything from the other job I interviewed for, I'll assume they weren't interested in me although I don't think I'd accept at job from them anyway.
It was a very long work week.
Today I filled up the gas tank, stopped at Macy's to pick up 2 more pairs of Charter Club skinny pants since I like the first pair so much, so now I have them in brown, black and navy blue. I did my grocery shopping, reset some mouse traps in the garage, blew the leaf litter off the driveway, took in some of the potted plants and generally organized my garage, though more still needs to be done. (Tomorrow?). I bleached/washed a mildewy dish drainer pad and stopped at the pet food place to get Luther some treats as I know he has to deal with long, boring days by himself now. I saw dad for dinner and got him to agree to change our Saturday night dinners to Saturday lunches, as I don't like going out in the dark and in the cold, and those days are coming. Plus I could have him come to my town more, where there are many more great restaurants, and he'd be able to drive himself home in daylight hours. Plus we'd face less crowds. I also did my September expense and investment reports and stopped at the $1 store to get birthday cards for my 2 cousins with October birthdays.Also made a trip to the landfill; no avoiding the Saturday crowds now.
Tomorrow I plan to make a salmon corn chowder I can bring to work, along with an apple crisp and a tofu chocolate pudding. I'll finish painting a small spot that was peeling on the ceiling, continue to organize the garage and call my cousin.
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September 26th, 2017 at 02:04 pm
My first day at new contract job went fine, albeit a little slow, but 4 or 5 people are out at a conference so things will probably get busier when they return tomorrow.
Everyone seems very nice. More men than women. It feels a little claustrophobic in this old 1920s house renovated for offices. There are 4 small rooms upstairs with me and another guy in one room (and a 3rd vacant desk) and 2 guys in another room. I was told they used to occupy only the upper floor with some lawyers occupying the downstairs. It's so tight for space it makes me wonder. I imagine the husband/wife owners live in this same exclusive town and that's why they are located here.
The job is more of a proofing job than editing, at least so far. They don't seem to want me to make any major rewrites at this stage, which is fine with me if that's what they want. My strengths are as a writer and editor and I imagine this might get boring. But we'll see.
I took a teesny 15-minute walk yesterday as I know it's a very nice neighborhood. I hope to get out for a half hour today although I know it will be hot and humid again. I really like to get up and do a brief walk at least every 2 hours (every 1 hour is recommended) but at this place everyone will be aware of someone walking around.
I am also VERY thankful my knee heeled up amazingly quickly, becus the staircase at work is the original old and very steep staircase. I could not have managed that just 3 or 4 days ago, especially going down! Definitely not handicapped-accessible.
So I proofed a few decks for a well-known drug-maker's breast cancer drug. I asked to review my edits with the account executive person because she knows the client's style preferences and many of my edits she "stetted." (undid). So it will be a learning experience.
At least I don't have to leave for work til 9:15 am. Though by the time I got home last night, it was dark. I still don't have the best commute figured out and twice now there have been detours on back roads that threw me off. It took me 55 minutes to get home last night when it should only take 40. I have 2 new routes to try today, one will still be back roads as it will be light when i leave, and the way home will be the highway, which i prefer at night and if it's snowy they will be much safer.
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September 22nd, 2017 at 11:07 pm
My knee is feeling much better with each passing day, but I still feel pain when I walk in that knee. The swelling has gone down, though, so at least I am not limping, but gingerly stepping on that foot instead. I can also as of today walk downstairs without a problem.
I hope it continues to heal quickly so I can get back to walking for exercise, especially since I will be sedentary when I start the new job Monday.
The interview for the other job was yesterday. It went fine, but the more I learned about it, the more it sounded like a very stressful job. Indeed the hiring manager told me that several times, almost as if she was trying to talk me out of the job. The benefits are very appealing but do I really need a stressful job at this point in my life?
So I met with 3 people and took an hour long writing and editing test, and I needed every single one of those 60 minutes to do it.
They are early in the process so they will take a few weeks to see other candidates, which works in my favor. The more time the people at job #1 have to see how I work, the better chance I may have to be offered a perm job if I got an offer from the other job. Of course at this point, I may decide against the stressful job but then I'd be throwing away affordable health insurance.
I just hope my options become more clear to me as time goes on.
I lost a lot of time to get stuff done while my leg was healing, so today was a busy day for me:
1. Picked up 2 bags of mulch at Lowes.
2. Macy's, for clothes shopping. I went a little overboard with 4 blouses and 2 pairs of pants (Charter Club) that are pricier than I normally buy.
3. DWS: Bought 2 pairs of flat shoes, tan and navy. Years ago I had a lot of trouble finding navy shoes and make the mistake of spending over $100 on some navy wood clogs, which I NEVER liked wearing. That was a mistake, and I was unsure at time of purchase. Should have listened to my instincts.
4. BJS: got groceries. The woman ahead of me was holding up the line by leafing thru the entire coupon catalog and I was anxious to get home as it was Friday afternoon at the start of early rush hour (4 pm).
5. Filled up the gas tank.
Tomorrow I'm going to the grand opening of a new local Tractor Supply as I want to check out their cat food prices. May hit a tag sale and then off to my friend's place to hang out in his area for a few hours, then back here for dinner with dad.
Dad was able to sell his boat, trailer and motor for full asking price to the 1st guy i scheduled to go look at it the other day. There was interest/questions from 4 other people. One other guy also made an offer but it was below asking price, so I don't really feel bad he didn't get it.
So that was a success, getting rid of it before the closing on his house, but the guy dragged dad to Motor Vehicles twice due to various snafus in transferring title/registration. I believe the buyer is picking it up to take home tomorrow.
Now dad wants my help in getting prices for removing some remaining junk from the house, basement and garage. This after I commented that the $1500 someone else quoted him sounded a little high to me. That person made no bones about planning on selling dad's stuff, so he would profit from it twice and I felt he should really offer some kind of discount on what he was charging my father.
1-800-GOT JUNK charges just $658, HALF the price of the other guy, for a "full" load, which is a space 10 feet long, 8 feet wide and 5 feet high. If dad feels all the junk will fit that space, I don't see the need to shop around further. I will urge him to let me schedule it quickly to secure a day next week as the closing is early October.
I have to start thinking about what to bring for lunch for Monday work. It's been a while since I've had to do that. I have enough to make a fruit salad and will likely do some other kind of cold salad.
Oh! I learned from Ancestry that I can now access the Brooklyn Daily Eagle for free. I went online and searched my mother's maiden name as her father grew up in NYC, as did his 4 brothers.
I came up with 3 very interesting articles about one of his brothers, the father of my cousin M., who had told me earlier her father spent time in prison, and I already knew my grandfather did, for racketeering and who knows what else.
The newspaper had 2 news stories and an editorial, all from 1933, that named my grandpa's brother as having been among those convicted in a case for shaking down the owners of a live poultry business. In fact, one article talked about how three poultry dealers, who were material witnesses and in jail, "balked at leaving their cells when persons unknown to them put up $75,000 bail for their freedom." They asked the judge to recommit them to their cells becus they were afraid they'd be killed before they had a chance to testify, so the judge raised their bail to over $750,000.
After the poultry dealers refused to join a 'protective' organization and rent poultry crates from the racketeers, a group of men including my great uncle broke into the poultry plant early in the morning and wrecked the place will billiard cue butts. Ultimately, the witnesses stayed in jail til the trial, which resulted in their conviction, but a subsequent editorial revealed that their sentences were very light and was critical of that. My grandfather got just 6 months at Elmira State Prison due to his previous record, while the others got less.
The editorial was titled, "Light Sentences for Bronx Gangsters Seen as Detriment to Business Men in Fight on Rackets and Aid to Underworld Chiefs."
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September 18th, 2017 at 03:34 pm
My initial $100 Kiva loan is being paid back by 5 recipients living in Armenia, Pakistan, Uganda, Moldova and Palestine.
From my one-time $100 donation, I've been able to loan out $175 in micro loans.
Today, enough money was repaid that I could make another $25 loan, this time to a woman from Tajikistan.
There are thousands in need of assistance, but I am partial to 1) single/divorced women on their own, 2) women seeking $$ for their own or their daughters' educations and 3) individual women seeking loans for some sort of green home improvement, such as solar panels. There are filters on the Kiva.org website where you can narrow your search to whatever you want.
It's hard enough in this country for divorced women raising a family, so one can only imagine the obstacles women face in third world countries.
Here's who I lent to today:
"Ganjina is a strong, very kind, and responsible woman. She was born in 1965 and is divorced. She is the caring mother of three children: two daughters and a son.
A cleaner at the railway station, she has been working for 13 years, but her salary is low. With a large family, being a breadwinner is difficult for her.
Ganjina has a daughter who is studying at the National University of Tajikistan at the department of Law. She is a first-year student, studying very hard and earning excellent grades.
Due to her low income, she finds it difficult to pay for her daughter's tuition fee. Therefore, she is requesting a loan of 8,670 Tajikistan somoni (TJS) to pay the tuition.
Ganjina is a returning borrower and has a positive credit history. She is asking for a loan for the third time through Kiva’s field partner IMON International, and she promises to repay it on time. She hopes Kiva lenders will support her and awaits your help and support."
Last week I also made a small donation to a local shelter here in CT who is sending a team of volunteers down to Florida to help rescue animals after Hurricane Irma and bring them back to CT for adoption.
I wish I could do more.
I can barely walk on my leg after yesterday's injury. I have to take teeny baby steps and be careful how I place my foot down. I don't think I slept well last night becus I'm feeling tired this morning. I've alerted the recruiter who got me the job I start on Monday, a week from today. Hopefully things will be back to normal or close to normal by that time, although I'm still a little worried I may not be ready if they want me to come in earlier.
I had all these things I wanted to do this week before starting the new job. Now this has thrown a kink into things. Well, walking on it a lot will probably just slow down the healing process, right? I will try to take it easy today and tomorrow and hope that by end of day tomorrow I see some improvement.
Luckily, I suppose, this injury happened at the tail end of my outdoor work yesterday, which was probably for 2.5 hours. At least I managed to plant my new Hydrangea Ruby Slippers and some allium bulbs before it happened.
I just got a call from the hiring manager for the low-paying but perm job as a corporate writer for a national relocation company in nearby small city. We've scheduled an interview for me for this Thursday. I would have made it earlier in the week to avoid possibly conflicting with an early start to my contract job, which is supposed to start Monday but they had mentioned having me come in a day or two earlier only becus the hiring manager will be traveling when I arrive on Monday.
I don't want to have to hobble into the new interview, so I decided to play it safe and wait til Thursday to schedule it. I told her what had happened, just in case I'm still walking funny when I arrive there.
She told me to plan on being there for 2.5 hours. A half hour with her, an hour with 2 other senior writers and the final hour to do testing of my editing and writing abilities.
Just hope everything works out. My leg, the interview, etc.
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September 18th, 2017 at 01:24 am
I was weeding a long perennial bed that runs parallel to my driveway. Between the perennial bed and the driveway is a stone wall which at one end is just a foot high and at the other end is about five feet high. I was weeding about in the middle.
I've climbed up and on top of that stone wall many dozens of times to access the perennial bed instead of walking around the wall and onto the grass on the other side of it.
Stupidly, I stood up from weeding and with my back to the wall and driveway, I took a step backward to step down from the top of the wall.
It was a greater step down than I realized (since I didn't turn around) and this, I guess, caused me to lose my balance and fall backwards onto my driveway.
On the way down, my right shoulder took a glancing blow, and then the right side of my right knee. But the biggest hit of all was to my right hip.
Wow. I can't believe how stupid that was.
Now, I am really sore. And I guess the hit to my knee was more serious than I realized, because now it is incredibly stiff from swelling.
I can't believe I did that. I could have broken a hip.
I guess I won't be walking tomorrow.
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September 17th, 2017 at 01:58 pm
This is my last free week before the new job starts and I plan on knocking off as many things on my to-do list as possible.
Today, I'd really like to run up to White Flower Farm, about a 40-minute drive. They have a dwarf hydrangea called Ruby Slippers that I think would really work well in a small spot very close to my front door. It's bare dirt now because I pulled out the invasive sedges I'd planted there.
The Ruby Slippers only reaches 3 to 4 feet in height when maturity. It does well with morning sun and afternoon shade, which is exactly what it would get in front of my house.
I just want to call them to make sure they have it before I leave.
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September 16th, 2017 at 03:08 pm
I spent hours yesterday helping my dad with his personal affairs. For one thing, he got a replacement credit card in the mail. It's lucky my dad asked me to help him activate it because I noticed the new credit card had a different account number. Which meant there were a pile of auto pay set-ups we needed to update.
Since my dad does't use the computer, we did it over the phone but it took quite a while to update. We were unable to do the lender that takes his truck payments because they are getting inundated with claims made by people who lost their vehicles in Hurricane Irma. We were put on hold for ever, then got disconnected.
My dad said he wasn't going to worry about it becus he's got the truck, but i need to explain to him it will zing his credit, they may issue late payment penalties and I think he wants to buy another truck at some point. So it's worth trying again.
I helped him make more phones to a contractor to do some garage flashing/roof repairs in response to the buyers' inspection report. We also were able to obtain some estimated values for his boat, trailer and the Honda motor, which he plans to sell. Basically, with the sale of his house and disposal of a lot of stuff he's collected over the years, it will make it easier for us kids, although I don't have any idea if he's named an executor who who that would be. He is not aware, for instance, that putting all the proceeds of his home sale in the bank savings account means all of that will be subject to probate. If he put it in a brokerage account, it would bypass probate. I don't feel comfortable bringing this up with him.
He found someone who will clean out all the remaining stuff in the house and garage for $1500, which seems a little high to me, especially since he plans to sell some of dad's stuff and make a further profit. I don't know if it's worth it to help dad shop around since we need to get this stuff done within the next few weeks so we can stick to the early October closing.
To top it off, when he left, he forgot his cell phone here.
This morning, I want to hit a tag sale that advertised "houseplants," stop at the annual town health fair (you can get lots of free pens, toothpaste, toothbrushes, a flu shot, your cholesterol checked, an apple and of course, information from a wide range of healthcare service providers.
I'll also stop at the organic farm.
Yesterday at Lowe's I bought a dwarf variety of Joe Pye Weed, a big butterfly plant that normally gets 8 feet high. This little one will get no bigger than 2 feet tall. I planted it yesterday, and I have a pack of allium bulbs I want to plant too.
Luther has gotten into the new bad habit of climbing into a cabinet above the refrigerator where I keep all my lightbulbs. He can chew through a rubberband keeping the 2 doors closed together.
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September 14th, 2017 at 06:19 pm
My thinking continues to evolve.
Not having any crystal balls to see what will happen in the future, and feeling rather exhausted trying to figure out a course of action for various scenarios, my basic strategy will be to:
1. Start the new new contract job soon as scheduled.
2. Continue looking for a perm job.
If I were lucky enough to get an offer at a perm position, I would share the info with my current employer to give them a chance to offer me a perm job with their company first.
Because ideally, assuming the work is as interesting as I think it will be, I would want to get at least a year's experience there so I could leverage it to find similar medical writing/editing jobs in this field, which I think would really broaden my horizons and job opportunities.
If they declined, then my choice would be clear and I would leave the contract job for the new job, while giving 2 weeks notice. Because though my fairly intense research in the last few days showed I would continue to have a $0 copay when choosing a plan from the healthcare exchange, I just feel a whole lot more secure getting employer-sponsored health insurance rather than having to rely on such a politically tenuous position right now.
Not to mention I've been hearing that CT healthcare exchange premium rates are expected to rise about 20% for 2018.
I've begun making a list of things to do before I start the new job in about 2 weeks. (The start date is a little fluid right now as the hiring manager will be traveling when I start and since he doesn't want my first day to be when he's gone, he may have me come in a few days earlier, I'm guessing not for a full day.
I want to do some major grocery shopping so I don't have to think about what I'll have for dinner in the first week or two of starting. I want to hit Ikea, get some pants (using the Macy's gift cards I have) and a haircut and maybe an oil change.
I learned from the agency that while my normal pay will be $32/hr, should I work overtime (and the hiring manager said there could be overtime), the pay rate would be $48/hr. I have not asked about working from home but at some point down the road I would.
I think the hours will suit me very well. He wants me to work 10-6 so that by the time I arrive there will be stuff for me to do. The production team has to do their part first. This sounds great to me since I dislike rushing around in the early morning, using an alarm clock and driving in the dark. At least this way I'd only be doing nighttime driving one way.
I'm wondering if the office space will make me feel a little claustrophobic. It is an old house, probably built in the 1920s, that's been converted into office space and rehabbed. I've worked in this kind of setting before, in a house probably even smaller than this one, and it was the kind of place where if someone coughs on the 2nd floor, you hear it downstairs.
I'm also not crazy about working for very small, family-owned companies because I've seen some unhealthy dynamics, like husband/wife owners arguing and stuff like that. There were only about 8 cars in the parking lot and they seem to use a lot of contractors.
Still, I am grateful to get the job. You never really know what's going to develop and at the least it will be a welcome infusion of cash into the PatientSaver household.
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September 13th, 2017 at 05:01 pm
Because the job I've just accepted is a contract job, I find myself once again in the position of having to weigh health insurance costs without the usual employer subsidies.
Having MS, the drug costs are especially frightening.
I researched the 7 plans available to me in my state on the healthcare exchange website. Several insurers have pulled out and there are only 2 left. Of these, I looked most closely at the one with the lowest annual deductible of $1,000. The other plans had deductibles of $2,000, $3,000 and up. (I mean, if your deductible is that high, it just results in your not wanting to get ANY kind of healthcare becus you'll be paying 100% of costs. So what good is that?)
Based on a fairly low 2017 income I roughly calculated for this year at about $43,000 tops, I would get the maximum subsidies available, so my monthly premium for this particular plan would be $362, or $163 less than what I'm paying for health insurance now through COBRA. So far, so good.
But then we get into the weeds of "specialty drug" coverage of the Copaxone I take for my MS. I called the health insurance company, ConnectiCare, and asked them what the retail price of this drug would be for me and she said I'd have to call the pharmacy, Accredo. Accredo said they couldn't tell me the retail price of any drug under any plan except the one I'm enrolled in, so I asked her for that just to have a ballpark number to play with.
The plan I'm looking at would require me to pay 50% of the drug cost up to a maximum of $500 a month. However, the drug company that makes Copaxone has a co-pay assistance program for those who need it. They pay up to $2500 a month, up to a maximum of $12,000 annually.
So Accredo told me under my current Cigna plan (not the one I would need to switch to) the Copaxone I take costs $5,283 a month. This is really shocking to me. About 10 years ago, the cost was around $2500.
So half of $5,283 is $2,641 a month ($31,692 a year), which would be my responsibility. Applying the maximum amount of $12,000 the drug maker would chip in, I would still have to pony up $19,692 a year, or $1,641 a month for just this one drug.
This is what the cost looks like with a not very good plan on the healthcare exchange. Employer-sponsored plans are still the gold standard and far superior to anything else. By way of comparison, thru my COBRA Cigna plan with my old employer, I have $0 copays for the drug. I am glad I chose to stick with this plan even tho my monthly premiums seemed a little high.
I'm not sure what to do about this. I don't think I could bring myself to spend nearly $20K on this one drug. All I can do is keep looking for a new job even as I start this contract job, and also do as good a job as I can to optimize my chance of getting a perm offer there.
I have about 6 months of the Copaxone stockpiled for just this kind of situation. So again, worst case scenario, I enroll in the crappy healthcare exchange plan but at least I could avoid having to pay $2,641 a month for 6 months and use my stockpiled meds, buying me more time to change my circumstances.
In some ways, getting this contract job creates more challenges than it solves. Of course it's more money than I'm getting now thru unemployment, but you know, even if they gave me a perm position with benefits, they are a very small company. I'm not sure how good their regular health plan is, to be honest.
Looking at the longer term picture here, I have 7 more years to deal with this kind of garbage until I turn 65 and can get on Medicare.
Aside from high drug costs, the plan seemed okay, although my neurologist (the one I can't see now because his office and my Cigna insurance couldn't agree on a contract) is now out of network, as well as my gynecologist. My primary care doc and ophthalmologist are in network.
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September 12th, 2017 at 08:19 pm
I am facing a real dilemma here with health insurance and I welcome your feedback/gut feelings.
Today was my interview for the contract job that "could" go perm. It's with an agency that creates custom training materials for bio pharmaceutical salespeople, to help them improve their clinical knowledge of their employers' drugs, so they can speak more knowledgeably when talking to physicians. A specialized niche to be sure.
I learned today after I got home from the interview that I got the job. All that remains is to fill out all the recruiter agency paperwork and sign the contract. I should start in 2 weeks' time.
However, it's the recruiter agency that will be paying me. The agency offers what appears to be a cheap, sub-par health plan that covers only $600 maximum annually on prescriptions. The insurer is First Health and the pharmacy is thru Caremark (CVS). The medication I'm on for the MS costs well over $600 for just one month, so this clearly wouldn't work.
I know the company that makes my medication offers financial assistance, so I called them for details. They said that I would first have to enroll in the new plan and then they refer you to something called Assist RX. You apply and if approved they cover your meds 100%, 6 months at a time. You have to reapply every 6 months. They do look at your income but nothing else financial as far as I know. I have significant retirement savings I wouldn't want to touch and as far as I can see, they wouldn't look into that.
The whole thing looks very iffy to me becus there is no guarantee Assist RX would approve my application, and if they don't, I'm out of luck and it would be too late to go back to my Cigna COBRA health insurance which at least is good til January.
To complicate things further, when I got home from my interview today, there was a call from an employer about another job I applied for. This job is perm, with substantially lower pay, but it comes with full benefits. We had a good talk on the phone and HR will talk to the hiring manager to try to get me in for an interview ASAP.
I don't know what to do! If I take the pharma agency contract job and keep my current Cigna insurance which will last til January and if the new job ends around that time, I'll have very little time to try to find a new job with new health insurance. The hiring manager indicated there was a chance it could go perm, but didn't want to commit to that until he saw how things went with me for the first few months.
If I take the pharma agency job and switch to the new insurance plan and get approved by Assist RX for them to pick up the tab for my Copaxone, I would basically be resetting the clock as far as COBRA goes, giving my another 18 months of assured coverage, but that's assuming I'm approved by Assist RX for the Copaxone, which is my biggest concern.
And, much as I'd like to pursue the 2nd job I just learned about today, I don't know if I'm going to have time to even interview with them before I get the offer from the 1st job. It probably would not be wise to turn down job #1 without really knowing if I have a serious shot at job #2.
Any ideas??
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September 10th, 2017 at 05:31 pm
News coming from Florida and Irma are dominating my thoughts. It's all I've been seeing on TV. I hope our Florida SAers stay safe.
I have to wonder how property insurers are going to respond. I hope they come through and honor policyholders' claims. That being said, it might be wise for some living in vulnerable coastal areas to rethink their residency, because I don't think this is the last Category 4-5 storm. Global warming and generally warmer air temps will produce more violent storms. I can imagine that some insurers might simply stop insuring low-lying areas like the Keys or even Miami. Sounds crazy, maybe, but maybe not.
Dad was over this morning as he got a new credit card and needed help activating it. He couldn't read the customer service phone number to call. He wasn't sure why he got the new card, and I wanted to see it for myself to make sure it wasn't some kind of scam. I could see his old card expires soon and this was a replacement, but for some reason the new card had a new account number; usually they would keep the same number. So now he has to contact all the places he does auto bill pays, and I will help him with that next week.
I've been so concerned about the Equifax data breach that I decided to freeze all my accounts, not only with them, but also Experian, TransUnion and Innovis.
Well, I simply cannot get onto the Equifax site; no doubt it is jammed with the millions of others who want to do the same thing. I managed to freeze my accounts at the other 3 bureaus. Experian and TransUnion each charged me $10 to do so. But I feel like I'm still leaving one barn door open until I can close the Equifax account.
It irks me that I will likely have to pay them to freeze my account due to their failure to keep my data safe, when I was given no opportunity to keep them from profiting from my data! Insanity!
Before I froze the accounts, I applied for one last credit card bonus! I got a Barclay's card that pays a $200 bonus after you charge $1,000. I can quickly do this with a single charge when I renew my auto and homeowner's policies in a few weeks' time. So in addition to dropping my collision recently, this $200 credit toward my policies will help me enjoy a significant reduction in insurance costs.
After this, I guess I'll have to limit chasing after credit card bonuses, since having to pay $10 each time to lift the freeze would eat into my profits.
I don't anticipate any need for a home loan, car loan or any other kind of loan any time in the future. If I were to buy another home, I'd pay cash with proceeds from my current home sale, and I generally pay cash for a new vehicle.
Maybe I would still open a new credit card if I came across any that offered a $200 bonus, but probably not for a $100 bonus.
Before I got the Barclay card, I applied for the Chase Freedom card and was rejected! I don't know why as my credit is excellent. They will mail written explanation. Immediately after that I applied for the Barclay card and was approved. I didn't want to delay that application in case the Chase Freedom credit check was recorded in a day or two and hurt my chances for a Barclay approval. So my strategy worked.
I vacuumed the whole house today, both floors. Also changed the hummingbird feeder. The hummers usually stay until late September or even early October. Hopefully by then there will be no hurricanes for the tiny birds to contend with.
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September 8th, 2017 at 02:35 pm
My interview for corporate communications specialist position at nearby (25 minutes) hospital is today. It's a contract job. I need to find out how long it will last. The agency behind this job only offers health insurance after you've worked 3 months. I may not work there long enough to qualify, and then x number of months would have passed and I'd have little time left to find a job that offered health insurance before the COBRA ends. This could possibly force me to buy from ACA at higher monthly premiums.
The 2nd interview is set for this Tuesday. Also a contract job of unknown duration. It pays a little better but the commute would be about 45 minutes, and if you know anything about me, you know that PatientSaver hates long commutes.
The big advantage here, though, is that I can get on the agency's health insurance plan immediately. I don't have to wait. So I'd work for as long as the contract lasted and when and if the job ended, I could keep the health insurance. It would "reset the clock" on the 18 months of COBRA health insurance you normally get. Right now, my COBRA runs out in January. I'm betting that even paying the higher COBRA rate for premiums would be cheaper than the ACA.
I plan to call both agencies to get more details about costs of their health plans to see if that is indeed the case. I would just rather steer clear of ACA if at all possible as Trump/Republicans could still mess with it, if not dismantle it.
So, right now, knowing next to nothing about either job, my preference is the hospital job because I find healthcare interesting and it's a much shorter drive. But, for reasons stated above, I may have to take the other job. Plus, I'm not sure I'm crazy about working for an agency. My experience: they tend to flog their employees...more late nights...the client is king. Multiple versions of everything you write. Maybe they'd permit some work at home though.
The drive to hospital would be easier, all highway. The drive to the other job would be partly back roads (dicey in winter), partly on a very congested 2 lane highway.
UPDATE: Interview was very easy with a very nice man but he seemed very uncertain about how the job would be structured or whether it would be contract or perm. I came away from it still knowing very little about what exactly I'd be doing, but right now i know they have a staff of 20 spread among 3 different area hospitals and together they handle media relations and marketing work. He let me do most of the talking and I tried to hit all the highlights and walked him thru my hefty portfolio.
The drive there was easy enough but the whole area where the hospital is, on the edge of downtown, is very congested and parking is tight. I had to park in visitors garage. On the way home, unfortunately, with no signage for the interstate, I set off in the wrong direction, directly into downtown, had to circle the block again and go in the direction I came, still didn't see signage and there was massive roadwork going on to boot so in desperation, I decided to take 84-East even though I wanted to go west. I planned to turn around at the next exit but that exit too was all messed up. Finally, about 40 minutes later, I managed to turn around and get back on 84 west.
There were just as many labyrinthine detours INSIDE the hospital as there were outside. I parked on the 3rd level, walked across a "bridge," took an elevator down to the lobby, then took another elevator up to the 2nd floor.
I sent off my thank you note and had a conversation with the other recruiter about the next interview on Tuesday. This next job is with a small agency specializing in creating instructional materials for the bio-pharmaceutical field. They need an editor. I'm amazed I'm even getting in there for an interview as i don't have a life sciences background, but the recruiter/my friend really sold me and my ability to research and learn things quickly and become an SME quickly.
Yesterday I managed to dig up the last of my remaining sedges. They look very attractive, very much like a clumping form of spider plant (without the babies), but they spread and spread and take over and then don't look as tidy, and they are a real pain to dig out.
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September 6th, 2017 at 07:27 pm
In recent weeks it seemed like job prospects for me were dead. Today, all of a sudden, there's been a flurry of activity spurred by 3 different recruiters.
None of them seem spot-on matches to my background, but you never know.
1. Medical editor for a marketing agency with pharma clients. Contract job thru year-end at the least, possibly perm at best. Possible interview for next week set up by recruiter, a friend of mine I used to work very closely with. Low $30s (that's the hourly rate).
I might be eligible to get on the recruiter agency's health plan, which I would do to "reset" the clock so that when the job ended, I'd be able to stay on that plan for an additional 18 months via COBRA. Right now, my current COBRA (from the bank) ends in January, and I think it likely that either my current plan or this new job's health plan would be more affordable then buying health insurance through the Affordable Care Act, if it even exists at that point.
2. Contract copywriter at a local hospital for undetermined duration. Would pay less than #1 above but would have an easier commute of about a half hour. $30/hr
3. Perm job writing for a window/door manufacturer and a commute as long as #1. Lower salary of $50-$55K but then again, I don't need much and would just plow most of it into a 401k. The health insurance would be the big draw here.
So I'm feeling hopeful something will pan out. Recruiters don't always understand the nuances of your job; they just see "copywriter" and assume one copywriter is the same as another, or that you can switch industries easily. I've love to get into the healthcare sector, though. It would definitely widen my opportunities if I had some solid healthcare job on the old resume. Having it reflect only financial jobs, including banking, mutual funds and annuity marketing jobs (and one real estate marketing job) limits me.
It's been a gloomy day but I managed to squeeze in a half hour of walking and also paid my sewer bill in person and saved myself a stamp. (I walk very close to the municipal center, so no extra driving.)
Honestly, these last few weeks I did almost feel "retired," and found that I had no trouble filling my time with fun stuff to do. But I would still like to sock away more money though. Like, having a million would make me feel better. I'm within striking distance and if the stock market cooperated, I could hit that quickly
Next week is shaping up to be a busy week with 3 meals out, a possible job interview and a meeting with the Dept of Labor about my job search. And dad wants me to drive down to his Jersey house next week, which may or may not be possible.
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September 5th, 2017 at 02:40 pm
Yesterday I walked to Main Street (about 15 minutes) to see the Labor Day parade. It went on for 2 hours, and I stood the whole time but didn't really mind.
It seemed like there were as many people IN the parade as those watching it....local and state politicians, including our Senators, every club (like the cute Protect Our Pollinators group in bumblebee costumes), local businesses, school groups, fire and rescue equipment from all 5 of our sections of town, and all kinds of live music on passing floats, including country, polka, Latino, marching bands, Irish music and even an Elvis impersonator.
I wanted to share the pix but my little Canon PowerShot may be kaput. It's had an on again, off again problem when I try to download pix from the camera to the computer. There's a little switch you push on the camera to start that process, and the camera is not recognizing it and keeps telling me communication error.
Usually I've got it working after playing with it a while, but this time, it's just not working. I tried restarting the computer. I want to try reinstalling the software but I can't find the CD where I've always kept it, which is strange.
I do have a memory card in the camera as well. If those are interchangeable, I could possibly get it to work and download from my mother's camera, although as I recall, her camera's recharger was not working properly and I would probably have to call the company. It may be too old to get a new charger, I don't know. In any case, it may be a while before I can actually view these pix on the computer, which is a shame, becus I took so many!
Aside from yesterday's parade, I did vacuum out the car and I was able to get a lot of the dirt out from the passenger side seat! My dad is the only one who sits there, and I'd noticed a little while ago that the seat was getting dirty. I think he's sitting in dirty outdoor chairs and is transferring that dirt to my car seat. Just a simple wet paper towel did the trick, but from now on, I'm putting plastic down.
The nights are getting cooler here so I brought most of my houseplants inside a few nights ago, mainly the cacti/succulents. For now, they're set up in the sun room which has south and west-facing windows, but it also has some screened vents that let in cold air, so probably in October I will need to move them again, this time, I think, to in front of the family room east window, where I expect they will go dormant in the chillier temps of that room, which I close off, unheated, in winter. I think it gets down to the 50s there, which would be perfect for these plants.
Last winter I kept most all the plants in my bathroom, but I was running out of room, plus having them in the closed off family room means the cat can't access them. He doesn't actually swallow leaves, but he does like to bite them and leave his tooth marks.
I'm keeping the alocasia and mistletoe in the upstairs bathroom as they like the added humidity of my showers, and the 2 potted amaryllis will be moved to a dark indoor space (basement) for a while once we get a frost. It's a little complicated figuring out the best summer/winter spaces that are best suited for each plant's needs!
I HAVE killed a few plants, the most recent one being a candelila that is supposed to be easy to grow. I suspect the dead-looking area that slowly spread from the base of the stem up was a fungus (read about it somewhere online) and so, not really my fault. No matter what I did for it (tons of sun, no water, some water), it just never really thrived, and because I learned after buying it that its sap is toxic, I decided it wasn't worth trying to salvage any longer.
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September 2nd, 2017 at 08:39 pm
I'm still worried about SecretarySavings. I hope she is okay....
I recently moved a large amount of money...about $95K from two Vanguard funds, a domestic and international equity fund...into my Vanguard money market. I hope I won't regret it. I did it at the urging of a close friend of mine who reminded me that there are many indicators of a sharp correction coming. I've known this all along but had merely increased my bond holdings, even while knowing that bonds got clobbered the last time we had a stock market correction.
Before the transfer, I was holding about 55% equity exposure, which is a bit on the aggressive side for someone in their late 50s. So now I'm at about 45% equity exposure. It gives me some peace of mind of safety in the event of a correction, but of course I'm dealing now with "opportunity risk." Losing out on high market days with that $$ sidelined.
I haven't done much today. I was going to do some much-needed yardwork this afternoon, but then it clouded over (remnants of Harvey coming) and it's so chilly I just lost my enthusiasm for it.
I spent all morning updating my employment history on a state website, which is required of me. I also have to show up for a meeting with them in 2 weeks time with proof of job search activity, etc. I even used my account here to figure out exact start and end dates at various jobs, because while I am accurate on months and years, I don't usually track the exact dates, which many job application forms require.
I managed to save over $500 in August, thanks to living frugally, and $2,000 for the year-to-date ending Aug 31. I really need to watch spending in September as well, as both my car and homeowners insurance bill will come due then. As in the past, I plan to apply for another upfront bonus credit card so I can pay for home/car with that card and earn the $200 or so bonus with a single charge.
I recently went "shopping" for gift cards by redeeming the $200 bonus I earned from using my Wells Fargo credit card. I got gift cards from Amazon, CVS, Lowes, Macys and Staples and they should arrive soon. I earned it 3 months ago but they made only awarded it now.
I watched an interesting b/w film last night on Amazon depicting racism and feminism among Mexican salt miners in New Mexico. Racism against Mexican miners earning less than their white counterparts, and feminism when the Mexican miners fought so hard for their rights without considering the women.
It's been so chilly at night here that I had to take in all my succulents/cacti. I've decided to try overwintering them and inducing dormancy in my unheated family room on a large folding table I got from my mother, placed in front of an east-facing window. But right now, they're in the sun room, to take advantage of south and west-facing windows until it gets too cold at night even in there. It's also unheated but it has some small vents near the ceiling that let in a lot of cold air. I'm not really sure how cold it gets but plan to use the thermometer in the family room to guage temps in there. I think it mostly stays in the 45 to 55 degree range in there (?) which would mostly be okay. (Fifties is probably better.)
My regular houseplants, like the wandering jew I got, will remain in the main part of the house. I have an alocasia and mistletoe that both like humidity and misting, so they'll stay in the upstairs bathroom. And there are other plants scattered around the house. I guess I would have to say that the mistletoe and zebra haworthia are my favorites.
I may start dispensing of my outdoor cucumber plants as they won't grow in this chillier weather. There's still all of September, but they are looking rather spent. The tomatoes won't be far behind.
There's another large paper hornets' nest developing high in the branches of my doublefile viburnum. I did warn my mower about it, even though it's too high up to be jostled, but otherwise will just let it be. It's too bad it wasn't within reach as I have always wanted to collect one (frustrated naturalist) after hard frost.
This past week I was able to scrape, sand, putty, prime and repaint the front part of the little roof held up by 2 columns at my front entry. It was peeling badly and looked like an eyesore (if you happened to glance up). I used the new/used ladder I bought on FB to reach it. It doesn't look perfect, but at least it's not peeling now.
There's one strange section of interior peeling paint on the ceiling at the top of my stairs to 2nd floor. It's the same spot that was peeling roughly 8 years ago. Why this area peels, I don't know. But I want to fix it this fall while I can still air out the house when it's drying. Maybe this week...
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August 31st, 2017 at 04:48 pm
She posted right before Harvey. I'm wondering if she's okay as Katy is only 29 miles west of Houston. I hope she's okay.
I got my bloodwork results back from my physical and it mostly looks good. My total cholesterol is 175; I would like to get it lower. My HDL to LDL ratio is 2.8, which is also very good. I'm eating adequate protein, my B levels are fine, and my Vitamin D levels are fine.
The only little problem is that my hemoglobin A1c is just one point elevated, which would indicate I'm in pre-diabetes range. I need to rein in my sugar habit; no more alcohol during dinner with dad, and will have to eliminate the sweet tooth fixes (dark chocolate or a cone) to fix that.
I also had a mammogram today with the new 3D technology.
Met my friend at the dog park yesterday and then had an ice tea with him at the Sandy Hook coffee shop.
I put the first coat of paint on the little roof over my front entry after scraping and sanding it all down. I'd like to get one more coat on it and call it a day, but there's possible rain today so may have to wait til tomorrow.
Dad has asked me to come down to his house on the Jersey shore next week because he discovered a pile of boxes the former tenant left in the basement and he needs help getting them out of there. After she stole a dozen or so of his things, I don't think he owes her any favors, though it's likely she didn't want this stuff if she hasn't already retrieved them.
I wonder how the car ride will go since dad and I had a little tiff about his driving last time this came up. Should I cave and let him drive, or should I ask again to drive and risk another confrontation?
I had another MS dinner program last night. My 2 favorite couples were there and I sat with one of them. This time the doctor speaker was someone who himself has MS, and I appreciated his candor in talking about his own personal experiences with the disease. He is 61 and runs a clinic up in Hartford
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August 30th, 2017 at 12:02 am
I thought I would share with you a newish hobby of mine that has occupied my time for much of this summer.
Houseplants! And in particular, cacti and succulents. I've joined a few Facebook groups which really are fueling my interest.
Here are a few of my acquisitions.
I bought this acacia utensil caddy for a few bucks at a Goodwill store and filled it with hens and chicks in the back and a sedum, mini aloe and aeonium kiwi in front.
At this barn sale this past weekend, I picked up this cute Grecian urn planter for $3.
I planted the blue sedum in the teapot earlier this summer.
This is Echeveria Black Prince.
This one needs more plants:
But it does have a sedum and some pork and beans.
This haworthia is one of my favorites. I bought it last April at a show (or was it the April before?) and it has already more than doubled in size. I will repot for 2nd time in the spring.
I've also become rather fond of these horse teeth:
After learning today from a FB group of a 75% off pot sale at Rite Aid, I raced out and got these (the 3 big ones) for $13.
I purchased this PINK wandering jew with the gift certificate I got from the library's summer reading program:
I bought another small collection of old pots from someone on FB. Probably won't even try to get them going this year and will save them for spring.
I am learning lots of Latin and researching the care and maintenance of each one. I even created an elaborate grid detailing sun, water, etc requirements of each because having so many plants can get confusing. Some are very particular. Some like it humid, some like it dry. Most don't like too much water, but also don't like drought. Some I will try propagating.
Most have been outside but will be brought indoors soon. I'm going to try overwintering them in my family room, which I typically close off from the rest of the house, so it gets quite chilly in there, but that's what many succulents/cacti like. They go into dormancy and this helps them flower later.
As you may have seen (?) I also bought these little tables on FB for some of these plants.
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August 28th, 2017 at 04:34 pm
There's nothing like spending extended time with little ones to realize how old you've become.
There were times in my youth when I was a pot-smoking hippie making macrame plant hangers while walking around barefoot and blasting Janis Joplin on the stereo.
Later, I became a feminist college student at a women's college in liberal Massachusetts. I was still feeling like I could take on the world into my 20s, 30s and even my 40s, but it was sometime in my mid-50s that mysterious aches and pains arrived, when my stamina just petered out after a few hours of gardening.
My little visitors arrived Saturday with their incredibly calm parents, my half-brother and his Chinese-American wife. This was the first ever time they'd come to visit me at my home. Truth be told, I felt more comfortable making the overture toward my brother's wife than him. He's one who never says too much...he's always been shy....and it's hard to tell if he actually has an interest, or not.
M. handed me some goodies from a German bakery, a box of cookies and a pie. I gave half the cookies to my dad later, with strict instructions to only eat one at a time; most of the rest I gave to my friend R.
But back to the visit. The little girl breathlessly asked her mother if she could take her shoes off, and soon the 2 little ones were racing around my home. Thank goodness I had thoroughly cleaned. I even brought down the one board game I saved from my childhood, which always fascinated me.
It's called Spirograph, and it has all these little plastic wheeles that let you draw all kinds of interesting designs. I got them started with that; it was a bit too advanced for the little boy. I wound up with a bunch of kid art now posted on my refrigerator.
Those 2 salads I made for lunch: the parents ate it but the kids had absolutely no interest in it. They appear to have very poor eating habits. Mom had brought some cheese crackers, and besides some red grapes I had and the crackers, that's all they ate.
I took them to the farm ice-cream stand afterwards (with dad as well). I noticed how unlike most parents they both are. When the kids wandered off to explore the farm, instead of most parents who issue a series of orders (Johnny, come back here, now! Or, sit down and eat your food...) they just followed their kids around to make sure they didn't get into trouble. But they didn't try to stop their kids from exploring, which I thought was pretty cool. They (and I joined in) continued this pattern when I then took them to a state-of-the-art playground near where I live. I figured it would help tire the kids out so they'd be quiet on the long car ride home.
The kids went crazy, and while dad was parked on a bench, the 3 of us followed them around from one exciting play feature to the next: a fort, a rope ladder, the zip line, the swings, etc. I took some photos which I'll see if I can post here, with Sian's help.
The kids were so excited and enthusiastic but it WAS tiring.
The parents were so calm and collected. M. just got a new job with Sanofi Pharmaceutical making well into the 6 figures doing what she did in her last job. I think she's still in her 30s.
My place is fully kid-proof, and at one point, the little boy was running into the kitchen and stumbled over the little tray that holds Luther's catfood and water bowl. The water spilled all over the floor. The boy got up and slipped in the water and fell again. His mom helped me clean things up and it was no big deal.
They left around 5:30 pm. Dad said he was exhausted and was going home to take a nap but that I should come pick him up for dinner, as is our custom, at 7 pm.
So, a full day. I was sort of looking forward to a nice, relaxing Sunday, but my friend R. called and wanted to go for a drive. He likes to drive with no special destination, something I used to like to do but which holds less and less interest for me lately as I can find more interesting things to do, plus he always gravitates towards stops of interest that interest him, not me. So it can be boring.
This time I suggested an endangered waterfowl conservancy, a place I've wanted to check out for a while. He agreed.
Friday I was reading the local paper and I noticed there was a tag sale that day, right on my street. I decided to go as I'm always hearing about these great things people find. I got there and for once I got there ahead of the crowd. A man who had been renting the house died, and his brother and his wife from Wisconsin were trying to empty out the house.
I immediately spotted a nice black wood bench. They only wanted $20 for it. He didn't have time to bring it to my house and it wouldn't fit in my car. I paid them the cash, they marked it as sold, and when my dad came over early yesterday for our luncheon, I borrowed his truck and with the seller's help, got the bench in the pick-up.
So now I have a nice little bench which somehow I'm going to have to protect each time it rains. Lug it into garage every rainstorm? I don't know...don't want it to rot. I suppose an easier alternative would be to throw a tarp over it.
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August 27th, 2017 at 02:34 pm
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August 27th, 2017 at 02:33 pm
There's nothing like spending extended time with little ones to realize how old you've become.
There were times in my youth when I was a pot-smoking hippie making macrame plant hangers while walking around barefoot and blasting Janis Joplin on the stereo.
Later, I became a feminist college student at a women's college in liberal Massachusetts. I was still feeling like I could take on the world into my 20s, 30s and even my 40s, but it was sometime in my mid-50s that mysterious aches and pains arrived, when my stamina just petered out after a few hours of gardening.
My little visitors arrived Saturday with their incredibly calm parents, my half-brother and his Chinese-American wife. This was the first ever time they'd come to visit me at my home. Truth be told, I felt more comfortable making the overture toward my brother's wife than him. He's one who never says too much...he's always been shy....and it's hard to tell if he actually has an interest, or not.
M. handed me some goodies from a German bakery, a box of cookies and a pie. I gave half the cookies to my dad later, with strict instructions to only eat one at a time; most of the rest I gave to my friend R.
But back to the visit. The little girl breathlessly asked her mother if she could take her shoes off, and soon the 2 little ones were racing around my home. Thank goodness I had thoroughly cleaned. I even brought down the one board game I saved from my childhood, which always fascinated me.
It's called Spirograph, and it has all these little plastic wheeles that let you draw all kinds of interesting designs. I got them started with that; it was a bit too advanced for the little boy. I wound up with a bunch of kid art now posted on my refrigerator.
Those 2 salads I made for lunch: the parents ate it but the kids had absolutely no interest in it. They appear to have very poor eating habits. Mom had brought some cheese crackers, and besides some red grapes I had and the crackers, that's all they ate.
I took them to the farm ice-cream stand afterwards (with dad as well). I noticed how unlike most parents they both are. When the kids wandered off to explore the farm, instead of most parents who issue a series of orders (Johnny, come back here, now! Or, sit down and eat your food...) they just followed their kids around to make sure they didn't get into trouble. But they didn't try to stop their kids from exploring, which I thought was pretty cool. They (and I joined in) continued this pattern when I then took them to a state-of-the-art playground near where I live. I figured it would help tire the kids out so they'd be quiet on the long car ride home.
The kids went crazy, and while dad was parked on a bench, the 3 of us followed them around from one exciting play feature to the next: a fort, a rope ladder, the zip line, the swings, etc. I took some photos which I'll see if I can post here, with Sian's help.
The kids were so excited and enthusiastic but it WAS tiring.
The parents were so calm and collected. M. just got a new job with Sanofi Pharmaceutical making well into the 6 figures doing what she did in her last job. I think she's still in her 30s.
My place is fully kid-proof, and at one point, the little boy was running into the kitchen and stumbled over the little tray that holds Luther's catfood and water bowl. The water spilled all over the floor. The boy got up and slipped in the water and fell again. His mom helped me clean things up and it was no big deal.
They left around 5:30 pm. Dad said he was exhausted and was going home to take a nap but that I should come pick him up for dinner, as is our custom, at 7 pm.
So, a full day. I was sort of looking forward to a nice, relaxing Sunday, but my friend R. called and wanted to go for a drive. He likes to drive with no special destination, something I used to like to do but which holds less and less interest for me lately as I can find more interesting things to do, plus he always gravitates towards stops of interest that interest him, not me. So it can be boring.
This time I suggested an endangered waterfowl conservancy, a place I've wanted to check out for a while. He agreed.
Friday I was reading the local paper and I noticed there was a tag sale that day, right on my street. I decided to go as I'm always hearing about these great things people find. I got there and for once I got there ahead of the crowd. A man who had been renting the house died, and his brother and his wife from Wisconsin were trying to empty out the house.
I immediately spotted a nice black wood bench. They only wanted $20 for it. He didn't have time to bring it to my house and it wouldn't fit in my car. I paid them the cash, they marked it as sold, and when my dad came over early yesterday for our luncheon, I borrowed his truck and with the seller's help, got the bench in the pick-up.
So now I have a nice little bench which somehow I'm going to have to protect each time it rains. Lug it into garage every rainstorm? I don't know...don't want it to rot. I suppose an easier alternative would be to throw a tarp over it.
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August 25th, 2017 at 03:04 pm
I went for my physical the other day and spent an hour-and-a-half with my primary care doc. She's actually an APRN, but I prefer her to the doctor.
We always have such a nice conversation; I actually consider her more like a friend. She's about my age, and when I went in to see her she told me a terrible story about something that happened last summer.
She often talks with her neighbors. There is one family with 2 boys. One day, the husband walked outside and hung himself from a tree. One of his sons found him. He had lost his job. Perhaps there were other factors as well. She said he didn't seem depressed.
A terrible story. She said it affected the whole neighborhood. Once all the emergency personnel were there, the body was left hanging for hours because they didn't know at first if they were looking at a possible crime scene. Luckily it was in the backyard. Two months later, the wife put the house up for sale and it only recently sold. The family never returned. I guess the subject came up when I asked her how her summer had been going and her reply was, well, much better than last summer. Which of course prompted me to say, why, what happened last summer.
I don't understand how someone could do that, knowing one of your kids might find you. And really, what job is worth taking your life over? I guess there could have been other factors as well. Maybe they were deeply in debt. Who knows?
Aside from that bit of news, my physical went fine. She agreed to include tests for Vitamin D and B and folate in the bloodwork since as a vegan I want to make sure my supplementation is working. Plus the D is very important for MS people.
In other news...
Here in Connecticut, electricity is deregulated, which means many different providers can vie for your business. Eversource still provides the actual infrastructure of poles and wires and such but the actual electricity can apparently be provided by other companies far away from this state.
So back in April I saw an offer from Pedigree in Texas for a lower rate than what I had; it was a fixed price for 4 billing cycles. I prefer to lock in for a longer period, but that was one of the best offers I saw at the time on the state website which aggregates all such offers.
So each month since May .... that's June, July and now August....I've checked my next electric bill and have seen the new rate is not showing up on the bill and I'm still paying my old, higher rate.
Each time I call they say they will fix it, expedite the order, etc. etc. This time I was feeling aggravated and said I would call the state DPUC. Then she put me on hold to talk to her supervisor (I hadn't asked) and she came back and said they would give me a $50 gift card for my trouble. I agreed to accept the card and while they didn't say it was in exchange for NOT calling the state utility commission, that's sort of what it felt like.
It's okay. I'm happy to get the gift card and can wait another month, but gosh, I hope they can figure it out.
Yesterday I went to visit a small art gallery and Japanese garden about 40 minutes away. I've been there twice before, and had wanted to bring my mother there when she was already in assisted living, but the summer was so hot in 2015 there just didn't seem to be the right time, and then she passed before I had the chance.
The garden was as I remembered it although it seemed not quite as well maintained as it was before. Japanese gardens are generally pretty small in size, maybe just a few acres, but are supposed to be perfectly manicured, with every view carefully curated. Perhaps it was the time of year I visited, spring vs late summer, or perhaps they are lacking in volunteer help. The place looked a little scruffy. I got a few nice pix nonetheless, which I'm unable to share since this site is not well maintained either.
I got a call back from one of the assistants of the neurologist who is doing the insomnia/mindful meditation study. I had spoken to him at the last lunch/lecture program I attended and told him I had a strong interest in participating but no one had called me back to schedule the next step. So his assistant explained they are waiting to get the Fit Bits because they want to hand those out at the appointments. They have only found about 25 of the 90 participants they're looking for to date, and the program starts next month. So that alleviated my concern they might inadvertently gloss over me. I feel I've been pretty pesty calling them about the study, but you know how these things can go. I could get left off a list by mistake and then I'd lose out.
Does one's body begin to fall apart at the age of 58? That's what it seems like. Recently my right knee felt very tight and stiff and the last time I went for a walk it was clicking inside the knee with each step. It was just a little sore but I wondered if my knee is wearing out! And last night I noticed my left thumb all of a sudden felt stiff. It could be arthritis but weatherwise, it's very, very dry (and pleasant) now. My mother's arthritis used to really become a problem when the weather was changing.
Probably arthritis, as I said, but at the same time, I tend to do stupid things. Like yesterday when my father came over so I could review with him what the letter from his attorney said in relation to his house sale. (They email correspondence to me since he doesn't use a computer.) He came here right from driving back from the Jersey shore, so he was stiff from sitting in the truck for 3 hours.
He said let's sit outside, and I decided to carry the 2 chairs down the stairs so he wouldn't have to climb the stairs. Stairs are not his friend. He sighed with relief when I brought them down but I lifted the one chair (not lightweight aluminum) with a singe finger (my middle finger) because I was holding the lawyer's paperwork, a cold drink for him and something else in my hands. So I lifted this entire chair with a single finger, thinking it would be fine. But afterwards, it felt numb and it still feels a little numb today.
Today I'll be cooking my 2 cold salads for tomorrow's lunch here and generally cleaning the downstairs. My beautiful white snowball hydrangeas are in full bloom now so I will be sure to cut some of those for the table.
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August 23rd, 2017 at 01:07 am
It was a low-activity day on account of the EXTREME heat and humidity. Luckily, it will last only for a day and then we're to have great weather for the rest of the week.
Which is good, because this Saturday is the day my half-brother, wife and their 2 kids are coming up for lunch.
I just decided on the (vegetarian) menu today. Two cold salads (an edamame/tomato/corn/black bean salad and a cheese tortellini with peas, tomato and crouton salad)and a chia pudding dessert, though I'd like to take them all to the farm ice cream stand down the road for the "main" dessert.
I spent a lot of time trying to figure out how to put the extension leaf in my Ikea table so the round table becomes an oval table. I've never actually used it. It's stored under the table and I vaguely recall it was "easy" to insert, but I can't figure it out now and have no one to help me. I went online and they don't make this particular table anymore.
So I may have to just use a smaller Ikea card table for the 2 little kids nearby the main table. It will be kind of a tight squeeze with 6 people in my small dining room!
I wish the admin here would fix the problem with posting images already. I've sent them 2 messages, which have gone unanswered.
Today I went to Aldi's, with a cooler filled with ice paks to keep my groceries cold on the ride home. I do this a lot.
Tomorrow I have a physical and will get a few extra kinds of bloodwork done related to being a mostly vegan. B12 and Vitamin D, mainly.
I did some light cleaning today. Well, sort of light. I vacuumed the upstairs (will do the downstairs on Friday), dusted downstairs and generally "picked up." Also cleaned the cat litter boxes, wiped down the dusty basement stairs and rinsed out the dehumidifier filter. I used the blower on my driver (my FAVORITE chore) and used the dust bin and brush to pick up the dead leaves expertly blown into a corner.
Yesterday I had another MS lunch lecture. Caught up with a Philippine woman I've gotten friendly with whose married to an MS American guy who inappropriately hugs me. They're going on a 5-week trip to Philippines next month so she can see her sister get married. She's 44 but looks about 25, seriously.
I took advantage of a certain doctor speaking (who does these lectures often) who happens to be doing an insomnia and mindful meditation study and is recruiting MS people for the study. So I told him I had a strong interest in participating and had done the phone screening but that no one had called me back to schedule the in-person screening. I gave him my contact info and am HOPING that if he remembers to pass the info on to his assistants, that someone will call me back.
Whether I am randomly assigned to do the mindful meditation classes for 8 weeks or am put in the control group, it's a win/win since i'll get paid $200, but I would rather like to take the classes. I just don't know how much more pushy I can be. I called the doc's assistants twice to try to move the ball along, and now I've spoken to the doctor. I mean, what more can I do. Are they that disorganized? The study begins in September.
I spent the $30 gift certificate from the library's summer reading program at my favorite garden nursery and enjoyed carefully browsing the succulents. I wound up with 4 more plants, one of them a beautiful Black Prince Echeveria. I would post pix, but that feature is broken right now.
I also bought a gorgeous PINK and green wandering jew. It's very striking.
My job search is in nowheresville. Lately I have become so pessimistic that I'm really starting to believe I will never find another job again, especially a f/t job. The market has changed. I am somewhat of a generalist, or "versatile with broad-ranging experience," if you prefer.
I don't know what I'm going to do, financially, or in my case more urgently, with healthcare coverage. I even went onto the website of Tractor Supply, which just finished building a new store in my town and is hiring. I don't think they would hire me and truth be told I would be so embarrassed if someone I knew saw me there.
Luther caught a live mouse last night and brought it into my bedroom before going into the family room with it. Blessedly, I was able to get it into a box fairly quickly with a broom and I released outside, near the road. But I was up all night because of it. I put some moth balls in the spot in basement where I think he catches them. The smell should repel both cat and mouse.
The eclipse was sort of a non-event for me. I waited too long to think about getting the glasses, so I didn't have them. I did go outside just to "experience" the somewhat greater darkness at around 2:30 pm and I watched coverage on TV, but that was about it. I did also take some photos of the yard just to see if I could detect any weirdness in the lighting. (I haven't looked at those photos yet.)
I've been doing a little better on my walking; when I do get out to walk, I've been better about making it a full hour. However, there's been this unpleasant clicking noise my right knee has been making and I'm wondering if my knee is wearing out. There's no pain, but something is rubbing, perhaps rubbing where it shouldn't.
For dinner tonight, I had a large salad and a few dried figs and a half a cantaloupe. Oops, I forgot to add the beans to the salad. I guess I'm still hungry. No wonder.
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August 20th, 2017 at 12:39 pm
The AC guy came over yesterday to see why my central air hadn't been kicking on the last few days. It was a blown fuse. I'm embarrassed. He charged me $138 for a service call. My one-year warranty on their new install does not apply, he said, because the problem had nothing to do with their installation. I should have known to check the fuses but umm, the last time this happened was over 5 years and it didn't occur to me.
I guess he was right but I was still unhappy. I've decided that I won't have them come do the annual service next spring to make up for this visit. There are some people, I know, who don't routinely have their furnace or their AC services each year like I usually do. My mother, for instance, never had that done to my knowledge in 15 years, until one day it stopped working and then the bill was pretty big, over $1,000.
But I've got to clamp down on expenses. I have not been paying attention. As mentioned earlier, I just bought yesterday a 6 ft high aluminum step ladder on FB. They wanted $30, I paid $25. I have an immediate use for it as I want to scrape and repaint the front part of the little roof supported by the 2 pillars at my front entry. It's one of the few spots left on the house not covered by vinyl.
Yesterday was mostly a stay indoors kind of day until I saw dad for dinner. We decided to eat outside at the restaurant, which was a nice change and it was much easier to have a conversation.
You often assume that with age comes wisdom. That's not always the case. During our dinner, the subject of the eclipse came up and I reminded dad, don't look at the sun Monday. From there I discovered that while he agrees that "staring" at the sun will damage your eyes, he said that just looking at it quick "is okay." Which really rattled my cage. I mean, his eyes are already severely compromised by macular degeneration. Why would you risk further serious and permanent damage just to take a peek? I told him that was ridiculous and that's when he told me to stop talking. A nice way of saying shut up.
I've noticed in recent years something about my dad I never knew before.That he likes to take a contrarian view to a lot of things and question conventional wisdom. Regardless of whether it makes sense or not. Like, he doesn't dispute that global warming is happening but he questions whether it's caused by Man. He likes Trump. He's questioning his primary care doc's decision to send him to see a dermatologist about a bad rash (almost hive-like) he's had for weeks now. Dad doesn't feel that's the right kind of doctor so he hasn't gone to see him. Trying to reason with dad is usually pointless. He feels he knows better despite his lack of training.
At other times, he makes what seem to me snap judgments about things with no interest in learning more about the subject. Last night I was telling him how much I was enjoying the FB plant groups and I told him that people spend a lot of time there posting pictures of their plants and then other people admire them and ask questions about them. I went on to say that some people have hundreds of plants in their homes, that it's almost like hoarding.
From there he said he's noticed there are a lot of people who seem to have an obsession about things and launched into talking about something else I can't quite remember but I think it had to do with Barcelona. Not really sure there was a real comparison there, houseplants vs. protestors in the streets. I think he was talking about how people feel compelled to protest in the streets. Two totally different things.
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August 17th, 2017 at 05:28 pm
There are some problems with this site. I can't add images, and I see a post where I talked about winning a library raffle is totally gone.
I had a sad dream last night. I was in a small, rickety boat with my mother, and we needed to transfer into a larger boat for some kind of excursion.
To make the transfer, we had to jump down into a small, murky pond where a man was waiting to help us out. It looked dangerous and I wondered if my mother, at her age, should be doing this. It seemed like a literal leap of faith.
To my surprise, my mother jumped without any coaxing. She disappeared into the pond and I watched anxiously for her head to bob up. I waited and watched. Nothing happened. The seconds ticked by and I grew more anxious. She never emerged. I felt the panic rising in my chest.
To me, that dark, murky pond was a metaphor for Alzheimer's. I never really understood it. I often wondered what was going on inside my mother's brain, what she understood and what she didn't. What she felt. Not much more I want to say about this but it just makes me indescribably sad.
Yesterday I took a leisurely drive down to a town to pick up 2 pretty occasional tables I found on Facebook Marketplace. I plan to use them for my growing collection of succulents and cacti. They are mostly outside now, but I will need to make room for them for the winter. I posted about this yesterday but I see that post isn't here.
The tables are very pretty, black wrought iron legs with a black/white tile top with floral design. I wanted to post a photo of them which I'll do if they fix this website.
She had wanted $50 for the 2 of them. I bought them for $35, which I thought was more reasonable. On the way home, being in an area I'm not often in, I decided to stop for an early lunch at a Middle Eastern take-out place. I had a falafel eggplant sandwich. I also stopped at a Trader Joe's which was practically empty of shoppers! So unlike my local TJs.
Facebook Marketplace can be addictive. I'm going to have to be careful. Here's what I've bought there so far in just about a month's time:
1. Assorted perennials (very cheap)
2. The day bed frame
3. These 2 tables
4. Today, I bought a 6 foot aluminum Werner step ladder for $25. (They wanted $30). I have a rickety old wood stepladder that I only use when I absolutely have to becus it's not very stable. One of the few spots on the house not covered in vinyl is the front of the mini roof above the 2 pillars at my front entry. The paint is all peeling but I needed a tall ladder to deal with it. Now I have it.
5. & 6. Pending: 5 very large terra cotta pots and a cute wire plant stand.
When I offered the $25 for the ladder, I added that i lived in town and could pick up immediately, knowing that sellers appreciate prompt pickup. She said one person was ahead of me who wanted it. About 10 minutes later, she said the other person fell thru and I could have it. I have to wonder if she just decided she'd rather have someone who said they'd pick up right away come get it so they could be done with it. I don't really feel the other deal fell through.
There's no limit to what you can find there, although many people post these ridiculous prices on their stuff. Lots of dark, old furniture. Lots of refinishing "projects" that most people don't have time for. Those trendy dolls (forget the name) that used to be really hot collector items and which are now worthless. Old, out-of-repair things people believe are "antiques" and price accordingly.
I just don't think people today have as much interest in junky stuff. People are so busy working and they don't want to spend their limited free time trying to repair or fix something. Just my opinion.
I am very much in favor of reusing or recycling things, but with the price tags associated with much of this stuff, it doesn't make sense to spend that kind of money and then still have to spend more on reupholstery, repainting or refinishing.
I've also noticed that the vast majority of posted items get very little, if any response (unless, I suppose, they are sold later and the buyer and seller communicate via private message). So I've learned that buyers will tend to accept much lower prices.
Yesterday was a nice, dry weather day so I did the touch-up I wanted to do on the 2 pillars at my front entryway. I had missed a spot or two when I repainted them. They look sooooo much better.
I noticed some peeling paint under the front storm door and decided to scrape that away and repaint the wood threshold at the doorway. I figured it was a 15-minute job. My house is covered with vinyl now, so this is one of the very few areas with painted wood. I found some usable old paint, a neutral gray/brown, which will hold up better to people stepping on it than the off-white color that was there before.
But I had to prop the storm door open so it could dry and for that reason I couldn't paid the part behind the propped-open door. So that will be done in round 2. Which won't happen today as thunderstorms are expected. Patience.
I planted the butterfly weed and succulents I recently bought. Again, I would show you a picture, but...
Good news...my dad has an offer on his house on the Jersey shore and they offered full ask price of $200K. Realtor said it's because they lost out on a few other homes to other buyers who offered more. I guess the market there is pretty strong which surprises me a bit since the entire Jersey shore is supposed to be submerged in about 20 years due to global warming.
Realtor says buyer is pre-qualified so let's hope it's smooth sailing from here. REaltor emailed me the 13-page contract and dad's coming over to sign it; then I'll have to scan it page by page and email it back to realtor.
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