My august expenses were a whopping $5872!
Although my income was also unsually high ($4063), it wasn't enough to cover expenses, so for this month alone I'm in the red to the tune of -$1809.
I'm not too, too upset as the high expenses were due to the following one-time reasons:
1. I had to pay my twice annual property taxes ($3362).
2. Annual sewer assessment also came due ($638). Can't wait til that loan is done with, in 5 years.
3. I bought new frames and progressive lenses ($344) for the first time in probably 5 years.
4. I spent an extra $200 on grocery story gift cards, just to stay on my spending goal to earn rewards from Amex Premier Rewards Card.
In other news, I'm so exasperated with the account manager at the PR agency I'm working for on a first assignment. She is SO unhelpful. No use going into all the detail, but she has consistently failed to respond to any of my requests for information, source materials that the client listed, etc. etc. first she said she wanted a first draft by today, but then said in same conversation it could go til early next week. So today, she says, where is the first draft. It's a good thing I'd worked on it anyway, despite the extended deadline, so i was able to turn it in.
I am sure they will have lots of changes, but this is the very best i could do with the information that was given to me.
It's surprising to me this woman is so unhelpful because when I met with her during the interview process, she was super, super nice, very personable and I thought she'd be great to work with.
I don't know if her workload is truly so bad that she can't pay attention to my project (she did apologize for not staying on top of things already) but I sure hope she's not always like this.
I'm a big girl and know how to write, but there are times when i do have a question or two. If she could just respond to them. Geez.
Went to see an opthamologist this a.m. and my eyes are still dilated. Years ago Dr. Y. told me my eye pressure was "on the high side of normal" and he marked me as a glaucoma suspect although nothing further was ever done about it.
Then, 2 years ago, i decided to go see a more affordable optometrist, and I mentioned to him what Dr. Y. had said and he said my eye pressure was fine and not to worry about it.
This year, I went to another optometrist at Pearle Vision becus i knew i'd want to glasses and i figured the exam and the glasses might be cheaper if i went to a national chain, so i went to Pearle Vision. That optometrist said my eye "cuppings," the optic nerve cells, were wider than average, and she referred me to the opthmalogist again as a glaucoma suspect.
He didn't rule it out but he didn't say I have it,either. He said lots of people get referred in to him for the same reason as me. Maybe I was born with those kinds of cuppings, or maybe it's the result of glaucoma. The only thing they can do is take pix of my eyes and measure some other baseline things, and then check again with me in 6 years to see if anything's changed.
Glaucoma was always a scary word to me, but the good thing is, after doing some quick research on it, is that it is treatable. It's just eyedrops or pills. That being said, according to what I read, even those people who catch it early and get treatment, of them, about 10% still experience some vision loss.
Hopefully I will be fine. I have to go back for an acuity field test in october and after that the doc will tell me when i should return to just monitor my eyes.
I am looking forward to marching in the parade Monday. I want to bring my camera and take pix of the crowd taking pix of me! It will be an interesting angle to take pix from.
Archive for August, 2012
My august expenses were a whopping $5872!
Last week I registered to attend what to me was a very interesting program at the local library by the author of a book on preserving your food (freezing, canning, drying).
The talk was tonight, 7 pm. Of course I forgot it and only realized I wanted to go at 7:30 pm. Yes, i could have rushed over to catch the second half, but by the time I made myself presentable, well, I just canned it. (No pun intended!)
Yes, I, PatientSaver, will be marching in my town's Labor Day parade Monday. My neighbor who lives behind me called and explained that another woman, who I'd met when I was a poll worker in the town budget vote, needed a few people to carry a banner in the parade. She has an organization that raises funds for wounded vets to help them pay for making their homes handicapped accessible.
So I figured it wouldn't be too hard to march down our historic Main Street and wave to the crowds of cheering and adoring parade watchers.
Our town parade is a really big deal. It's a great slice of Americana. It's hugely popular and thousands show up, including many from out of town. If you want to feel patriotic, this will really do it.
I try to be open to new experiences and new people and actually it would be very meaningful to march in the adopted hometown that I love. The last time I did that was 40 years ago!!! when I marched with my church youth group. My mother, ever the artist, even back then, made the colorful felt banners that we carried.
In other news, The Author and I will be going to Newport, Rhode Island for an overnight visit to tour the mansions. It's something I have never done. It will actually be very helpful for her because some of her books take place around turn of the century when that period of decor and furnishings were used, so it will help her ensure her writing is all historically accurate.
We're going in October and fortunately J., the guy who I'm driving to and from work these days, is fine with it.
I am struggling with the big brochure for the NY state agency/PR agency. Still getting bad vibes about how they're handling the project, which is to say, not at all. Several weeks into it and she still hasn't been able to answer my questions, preventing me from finishing the brochure. She did apologize today when we spoke, but geez. Still don't have all the resource materials the state agency said I should use for reference. And then she actually said I should plan on having a first draft for them to send to the state agency by end of week. I mean, come on!
It would be great money, but if i end up not getting the regular 2 day a week job, que sera sera. AFter working so many years and putting myself through infinite angst, stress and ogida, I'm just going to do my best and try not to sweat it. If they don't like what I do, we can both go our separate ways.
Today was a drop dead gorgeous day. What I like to call "California weather." No humidity, brilliantly bright sunshine and cloudless blue skies and a coolness in the air. Tonight it will be in the upper 40s but back again to mid 80s tomorrow.
How did I get so much done? I felt like I was 35 again with boundless energy. Why, the humidity is way down!
I spent the weekend doing a little of everything: editing The Author's next book, eating, reading the Sunday paper and doing yardwork.
The yardwork is where I really got stuff done. The latest invasive around here to make big inroads is the stilt grass. It's easy to pull out, but it spreads everywhere.
I cleaned out several perennial beds absolutely swallowed up in stilt grass. I considered planting grass seed to reduce future maintenance, but I decided that it would be a lot of work because I'd want to move what perennials remained to other parts of the yard, so it would be digging and trudging around with the wheelbarrow and so on.
I have some Preen which is a weed suppressant. It works by preventing many different weeds from germinating. It won't work with something that spreads by undergrounds roots. I have mixed feelings about using it because I'm not sure if it's safe for amphibians and I do welcome toads and garter snakes. Anyway, i may sprinkle some of that. It works for about six weeks and is activated by rain.
The last thing I was working on as it got dark out was the increasingly jungly area alongside my driveway. This area consists of an extra large viburnum (we're talking about 15 feet wide by as tall; this baby's huge), a butterfly bush and a silky dogwood. It's the silky dogwood which is becoming a problem. I planted it myself over 5 years ago. It's a native. All good. But it spreads by sending out underground roots and then you get the sprouts of new silky dogwoods coming up all over the lawn, creating a miniature forest over time. This is what's happening near the driveway, and it's too overgrown looking for the front yard.
It's a good plant, but one better planted in an area where you want a hedge-type shrub on your border or somewhere out in a field. I hadn't counted on its spreading capabilities. I'm thinking I'll pull out all the suckers, which are about three feet tall and higher, but leave the mother plant and then just stay on top of it, mainly by mowing, to keep the new suckers in check.
I don't want to get rid of it entirely as it producees black berries the birds love and I am all about gardening for wildlife. I think it will work ok as I have another silky dogwood elsewhere in the yard and while that one also sends up suckers, it seems easier to control by running the mower over it. With the one by the driveway, I hadn't really been doing that because next to it there were the remains of a large pile of woodchips on the lawn from when I had the black locust tree cut down and chipped. The chips are mostly gone but the grass had died where the pile was and that's where the suckers were coming up. I hadn't been mowing there on account of the wood chips.
So tonight I used a hard rake to rake out what wood chips remained and a bunch of weeds and I began pulling suckers out. There's also a large pokeberry in there that has to go, along with a butterfly bush. After that, I will throw some grass seed down to try to stabilize and neaten the area.
I planted so many things over the years to feed the birds. Now, after 17 years, a lot of things are getting huge and I'm beginning to realize I have no more room for some of these things and I want to introduce a little more air and light to certain parts of the yard. Which also happens to be good tick control.
I still have a small bed right in fromt of the house that looks pretty ugly since i ripped out 4 large shrubs, but I'm waiting for tulip bulbs to go on sale and plan to get about 50 to plant en masse in the front of this bed. I am excited about how good that will look, and I can use a Home Depot gift card to buy the bulbs. I have never been able to plant tulips on account of the deer, but this location lies next to a set of stone stairs leading to my front door, with just a small slate landing upon which I suppose a determined deer could stand to munch on tulips. I'm going to take that chance; if i saw evidence of deer browsing, I could always put a chair in the one spot a deer could access the tulips from.
A representative from Target called me tonight (Sunday night?!) to verify I was who I said I was in my credit card application. Yes, I decided the Target card is a pretty good deal with 5% off everything plus free shipping.
Actually, it was $8 for TWO pairs of kitchen curtains with the valances. Got them at Christmas Tree Shops; I'd forgotten they have a curtain section. I had time to kill before an eye exam at Pearle Vision, and I ended up getting two pairs, 100% cotton, simple vertical stripes of varying widths. i have three windows in the kitchen, all of different sizes: a smaller casement window over the sink, the window in the door and a full size double-hung window next to the table.
I spent over $300 on a new pair of glasses with frames (roughly $85 for the frames, the cheapest in the place, and the rest was for the progressive lenses), and that was WITH vision insurance. The exam itself was just a $20 co-pay.
I have to go see a specialist about something. Let's hope it's nothing.
I met the author yesterday for lunch (her treat) at a very good Italian restaurant. She also gave me an autographed copy of her first book, which I edited. It even includes my name and email address as editor.
She also gave me an advance partial payment to start editing her second book, which I'm already about 6 pages into. When I told her I'd already begun, she begged me to send her just the first few pages so she could see what I was doing.
Her response; OMG, I love it! I have read it so many times and changed things that your eye finds it all.
So that was nice. At lunch, I had a delicious parmesan tilapia with green pea risotto and garlicky spinach. It was really good.
Today I pulled up the rest of my soybeans, boiled them for a few minutes and then shelled them for another delicious salad featuring my cherry tomatoes as well as corn, black beans, chopped onion and a little Trader Joe's Goddess dressing. So good.
It was hot, but not crazy humid, so I rescued a small perennial bed from stilt grass and pachysandra gone wild. I'm debating what to do with it now that it's mostly cleared. If I do nothing, the invasives will take it over again within a month's time. I'm generally trying to reduce the outdoor maintenance around here, so I'm thinking I should just move the two peonies and two astilbes elsewhere and then just plant grass.
I spent several hours decluttering around the house this morning and put a bunch of things in my spare bedroom as tag sale items. I'm thinking of having one in September. Probably don't have enough for it yet, but so far, I have old record albums from the 60s, some nice plastic glassware, books, a space heater, a charcoal grill and grill utensils, and all sorts of knick-knacks.
I have a feeling my life's going to get pretty hectic again, very soon. (Bring it on.)
I was just getting ready to walk out the door this a.m. on my way to another product study ($40) when i look down my stairs and through the open front door to see someone's legs sitting in my outdoor chair on the front porch.
It was my dad, who made an "impulse" visit after 3 hours of driving!
Actually, he stayed the previous night at my sister's and had stopped by to say hello before heading back home. He usually stays there because I don't have a second bed anymore, and while I was happy to give him mine last time he stayed over, I don't think he wants to do that again since I slept on the floor.
He will have to put his cat Louie down very soon. The cat is showing signs of kidney failure. He had a vet appt. booked for next week but said he wanted to see if he could move it up. The cat is 16 years old.
My dad will need time to deal with that, but after that, I want to encourage him to come up for an extended visit of 3 or 4 days; usually I see him a half day up here and then he's off. I'd like to have my dad hang out with me here; I've never really had that kind of time with him, and I'm very conscious of the fact that he is getting older and may soon be unable to drive. I was always working f/t or just too busy, but now it's just freelance work and I can work around that, at least until and unless the PR agency tells me they want me in the office 2 days a week.
Speaking of DREAM jobs, I applied for one yesterday. It was a company that had created a Facebook app that allows users to create a memorial page for loved ones. As the writer, I would write engaging testimonials/bios based on input they provided. The job was full time WITH benefits but 100% work from home. This really would be my dream job.
Back to dad: he doesn't really like to sleep in a bed anymore cus it bothers his back. He sleeps every night at home in an old recliner.
I'd like to take him to La Z Boy and buy one with him. We could take it home in his pickup and then he'd be comfortable. Since I sold a large teak cabinet and rearranged things a bit on the first floor, there'd be plenty of room for the armchair in my family room.
So I'm going to call him tonight and propose that.
So, after giving my dad a full pound of string beans from the garden and helping him load the firewood I'd saved for him in my driveway, we said goodbye and I did my product study.
On the way over to it, I stopped at the landfill and shoveled a large container full of mulch for my latest landscaping project (front of house). On the way home, I dropped off 7 or 8 books to donate to the library book sale (decluttering in the works).
Back home, I found that after a full week's delay, the client finally got back to me (and the PR agency that's hired me to write the brochure) with edits/comments on my 2 paragraph positioning statement. I reworked it and sent it back to the agency in about a half hour.
The whole process reminds me of why i don't really like working for agencies. I'm used to working in a corporate environment where decisions are made quickly and copy reviewed or edited quickly by an authorized decision-maker without the use of outlines, positioning statements, etc. Sigh. It can be like doing a high wire act trying to figure out exactly what the client wants, and it can also be frustrating, depending on how articulate the client is in communciating what their issues are. Sometimes they make vague statements and you're left to wonder what you should do.
It just seems much easier writing for your own employer instead of a client becus then you can simply ask pointed questions, whereas with an agency, you have to go thru the agency people first and vet things with them before going to the client.
I am not sure I am cut out for this, but all i can do is do my best and see how happy the agency is with me.
So the NY agency brochure is "on" again, and so naturally, I've heard from the guy with the powerwashing business, who is now anxious to finish up the manual (after being unavailable the last 2 weeks) AND I also am getting phone calls and emails from my #1 real estate client, an exec who after several false starts in years past, is again trying to write a huge paper that will qualify him for a very prestigious and coveted real estate designation. He wants me to edit and polish it.
It's nice to be busy, but stressful to be TOO busy. Let's hope I can strike a balance between the two.
Tomaotes are ripening gangbusters. I'm picking 5 or 6 daily. And I'm behind in freezing the current pile sitting on my kitchen island.
I THOUGHT I had timed it so that I'd be able to pay both my car insurance and homeowners policy renewals with the current Amex Premier Rewards Card I'm using to earn $250 in gift cards after spending $2,000 in 3 months.
Seems I pulled the trigger too quickly by opening up the card in early July. I figured the month's end would be determined by when I opened the card, but my first month ended July 26, which means the last month will end September 26, about 5 days before I get my homeowner's policy statement.
I called met life to see if they could send my renewal a week or so early, but they said no, it's computer generated.
So right now my spending on this card is as follows:
1st month: $511
2nd month, so far (which ends August 26): $415
3rd month: Will need to spend as much as $1,000!
And the 2nd month's spend includees $200 in grocery store gift cards, too! (Shopping at aldi'a a few times doesn't help, since they accept cash/checks only.)
Needing to be incredibly frugal, the only things I can use the card for with any regularity are 1. groceries, 2. gas and the aforementioned car and home insurance. Darn.
I now have about $560 in grocery gift cards.
I should really get on the ball and get my vision checked. I've been wanting to get a new pair of glasses, and I could charge that.
Each summer's vegetable garden produces a surplus of some vegetables and a shortage of others, usually due to the vagaries of weather, insect pests and my own random planting patterns.
This year is definitely the Year of the Bean.
I planted four long rows of yellow wax beans and green string beans and I just can't keep up with picking them.
I also tried growing edamame for the first time this year.
I made this beautiful and delicious summer salad with the edamame I grew, along with my tomatoes:
I pictured myself eating this salad all summer long, but in truth I've only had it twice, mainly because the edamame takes so long to mature. And that's its main drawback, as far as I can see. I also failed to plant anywheres near a sufficient number of them to really enjoy them en masse. Mine are a little tiny; I may have harvested a tad early, but I read so many warnings that there's just a narrow window of time, about 10 days, to harvest the pods before they become inedible. So I watched them closely once they appeared, trying to determine if they were "bright green" (when they should be picked) or "yellowish green, when it was supposedly too late.
Unlike the yellow and green beans, which mature rapidly and can be picked for quite some time, the edamame takes up valuable real estate in the garden but is only harvestable right about now.
They're said to ripen all at the same time and so you're supposed to pull up the whole plant by the roots, as I did, and then boil the whole pods for five minutes. After that, you can easily push the beans out of the pods.
I have only so much space in the garden, so I don't know whether I'd want to plant them again next year. It was a novelty growing them, but perhaps it would be easier to buy them frozen and save space in the garden for faster growers.
In other garden news...
My single zucchini plant and single yellow squash plant bit the dust a few weeks ago, victims of the squash vine borer. I did manage to get 9 zucchinis and 3 yellow squashes, though.
My three cucumber vines also are gone due to wilt. Enjoyed 12 English cucumbers beforehand.
I'll have a complete wrapup of the season's total harvest and its monetary value, based on the organic equivalent found in the supermarket.
Right now, it's Tomato Time and I've been freezing them every other day now.
I've been thinking of getting one for a while now. What's not to like. Free shipping and 5% off all purchases? i think that's pretty great. Not that I shop there all that often, but I do from time to time, and free shipping is music to my ears.
I am feeling frustrated.
I have $50 worth of Amazon gift cards and I have TRIED to shop several items there but all of the items I want must be purchased from external websites, which means the item isn't eligible for free shipping. Since I'm determined to maximize use of the Amazon gift cards I earn through online forums, I don't want to waste them on shipping.
I was looking at room darkening curtains for the bedroom, as the mini blinds are useless for that purpose and the floor-length curtains are too sheer and too tempting for Luther to scratch at. I think the 63" length would work.
I also admired Martha Stewart's Living Solutions shelving,and I was even hoping to find a plastic basement window well covering that fit my small window well, but no go.
I'm at a lull in the big PR writing project as we wait for the client to sign off on the positioning statement I wrote in advance of the brochure itself. It reminds me of why I don't like working for agencies. Now mind you, the client hadn't actually asked for a positioning statement, but the PR firm that's hired me wanted me to do it. Perhaps because I am new and she wanted to be sure I "got" it.
I had to revise it several times based on the PR firm's request I add something, and I noticed her comments were rather vague, not specific, which made me struggle to figure out what her objection was.
Oh well. We shall see how it goes.
The guy I drive to and from work gave me the afternoon "off" as his aunt is picking him up for dinner. He had originally said that he would pay me $200 a week regardless of whether I actually drove him each day. Then a day came last week when he had to do something and his girlfriend drove him to work. He paid me the full $200 and I decided to give him back the $20 I hadn't really earned the next day.
It was hard to do as i could use the money, but i realize he really does too. So unfortunately tomorrow there is something else coming up, and something next week, which will relieve me of my driving duties and put a little less cash in my pocket. Oh well.
I've decided to use the new Barclay's online savings account as the repository for my property tax money. It's a big chunk of cash...$6600...paid in two annual installments. That's $550 a month I need to set aside so I have it to pay the taxes when due. At least it will earn 1% rather than nothing in my checking account.
I have been swatting flies in the house all day. I hate them! I think they are reproducing here and that's the problem. I have a bad habit of leaving my garage door open day and overnight. The cats' litter boxes are in the basement, and the smell is probably attracting flies who find their way in, probably under the closed door in garage leading to basement. Luther likes to poop in the gravel French curtain drain that encircles my basement around the walls. The flies were probably laying their eggs in that poop as I keep the litter boxes fairly clean. And from there it's Fly City.