. I did my monthly expense report a few days early cus I want to get started on my taxes soon.
It was a very spendy month, mostly because January is when I'm making the 2nd big pre-payment of $5K on the car loan. The reason I'm doing that is to overall reduce the amount of interest I pay on the loan. In 2025, I spent $871 in interest. My balance is down to $4,800, though, so I'm getting pretty close to payoff.
The other big expenses were the quarterly Medicare premium of over $600, so that's always an unpleasant bill. I also got carried away buying stuff for the house when the weather got bad, plus my electric bill was higher than usual, again due to the cold weather.
I'm wanting to regulate my ongoing expenses so that there aren't so many highs and lows. Once the car is paid off, I expect that to happen, though other big one-time expenses besides the quarterly Medicare bill are car and homeowners insurance.
I'm blowing off the gym today. I'm getting tired of this cold and I don't know when my handyman will be here exactly. I'll go tomorrow and so have just 2 workouts this week instead of 3. Unless I get super inspired to also go on Saturday.
January 30th, 2026 at 02:15 am 1769739340
January 30th, 2026 at 04:44 am 1769748274
I skipped my workout today and ate a bunch of junk. I wasn’t feeling well and just didn’t want to be bothered.
January 30th, 2026 at 01:08 pm 1769778489
$4800 is basically next to nothing for you. Congrats!
I’ve always wondered how people who are forced to live on social security alone do it, because it’s just so little in money, especially after all the health premiums. Scary if you ask me, I hope to never find out.
January 30th, 2026 at 04:00 pm 1769788813
Amber, yep. I changed into my workout clothes which hopefully will spur me to actually get to the gym today.It's another frigid day.
Tabs, at least starting my taxes is on my weekend things to do list.