So tired, once again. It all catches up with me at week's end.
I just redeemed a pile of points on my last new card, the US Bank Flex Perks card. I got $250 in the form of a statement credit.
AND, I just applied for and was approved for my next card, the Citi Thank You Premier Card. You charge $3,000 in the 1st 3 months and get $500 back in gift cards.
I have to make sure to cancel this card afterwards as the $95 annual fee is waived for the first year only.
I wanted to have the card to use on my upcoming 2-night VACATION in Rockport. I can get my friend to let me charge his room expenses and his meals, etc., and he can just pay me back for everything. Then in October I've got my homeowner's and car insurance totaling over $1,000.
I committed to paying $531 to get the 2nd staircase at my mother's condo recarpeted. I'm paying more than I should have to because I foolishly overlooked this 2nd staircase when I had the rest of the condo done. I was stalling on doing it (though the carpeting looks SO ratty/disgusting) but my friend Dave, who previously owned a real estate brokerage, said just go and get it done...don't worry about the cost, in the grand scheme of things it matters very little. I suppose he's right.
So Empire is coming back to do it tomorrow a.m.; I have to wait around until they call to tell me when. Even thought they upped the price on me, they were still cheaper than the local mom and pop carpet places so i just swallowed my pride and called Empire back.
Dido who posts here put me in touch with a friend of hers who works for the Alzheimer's Assn. We've traded a few emails and today I received a care package from her that was really very sweet. It contained a little stuffed bear, an AA t-shirt, an AA ballcap, a book that has been recommended to me by several people called The 36-hour Day and a nice tote bag, all in AA's signature color purple. It's really heartwarming when you meet very caring and supportive people.
I just made lunch plans with my dad for this Monday, when I'm off from work. He is still living half unpacked at his new apartment at my sister's, but he won't let me help him because he feels he has his own way of doing things. I'm a great organizer. I would respect his stuff but he might be afraid I'd tell him what to do. Oh well.
For our lunch, I got a certificate in the mail from a local restaurant that somehow knows my birthday and they sent me a certificate good for $18 off an entree! It expires at the end of the month, so we'll go there, assuming they're open Mondays. If not, I also have gift cards worth $35 for Red Lobster. So dad won't pay either way!
TGIF!!!!!!!!!!!!!!!!!!!!!
August 8th, 2015 at 01:25 am
August 8th, 2015 at 02:07 pm 1439039257
August 9th, 2015 at 12:43 am 1439077419
So how do all the reward credit cards affect your credit score? I just got more than a year out from applying for anything and all of a sudden my credit score shot up about 40 points (from the top of the 700s to well into the 800s).
August 9th, 2015 at 12:45 am 1439077519
August 9th, 2015 at 01:41 am 1439080899