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Anyone have a Target red card?

8 Responses to “Anyone have a Target red card?”

1. ceejay74 Says:
   August 15th, 2012 at 11:44 pm 1345070690
   1345070690
   Free shipping, eh? Is there an annual fee for the Red card?
   
   I've thought about it, because I only get 3% at Target using my Amex (supposed to get 6% for groceries, but Target counts as a department store). 5% there, 6% on all my other groceries would be pretty sweet, and I didn't know there was free shipping.

2. patientsaver Says:
   August 15th, 2012 at 11:47 pm 1345070854
   1345070854
   No, there is no annual fee. If you shop there with any regularity, who wouldn't want to save 5%?

3. Max G Says:
   August 16th, 2012 at 12:53 am 1345074829
   1345074829
   Ceejay74, have you thought about buying target gift cards in the grocery stores with your Amex card and then paying at target with gift cards? That way you can be getting 6% cash back.

4. MonkeyMama Says:
   August 16th, 2012 at 12:58 am 1345075090
   1345075090
   Yes, they started offering the "5% off" around the time we got a grocery store at our Target. I have never had a department store card (aside from one-time use like furniture or appliances), and I am not thrilled to carry *another* credit card (just more to keep track of). But the 5% is too good to pass up.
   
   The only other store-specific card I'd consider is literally our primary grocery store. We just don't shop anywhere else very regularly. But groceries are pretty regular! (& is also where we buy most our auto fuel - so would be two hits in one).

5. ceejay74 Says:
   August 16th, 2012 at 01:52 am 1345078335
   1345078335
   That's an interesting idea, Max! I'll see whether my grocery store carries those...

6. creditcardfree Says:
   August 16th, 2012 at 03:35 am 1345084512
   1345084512
   Well, yes, I do have a Target Red Card. I lived three minutes from a SuperTarget and now live just five minutes from one. Since I shop there so much, it seemed worth it to get it.
   
   There is no annual fee and you can get a debit or credit card. The debit withdraws directly from your bank account for each transaction.
   
   I noticed recently that we have saved over $250 on Target purchases. It shows on your receipt. That means we have spent over $5000 since the beginning of the year. Yikes, but it is groceries, gifts, clothing, personal toiletries and kitty litter. It does add up!
   
   I had originally planned to literally save the 5%, but it has been too hard to keep up on. Maybe next year...or next month!

7. My English Castle Says:
   August 16th, 2012 at 03:39 pm 1345127976
   1345127976
   I LOVE my Redcard. Really--my family is SO sick of hearing about my 5 percent savings, but it's hard to go into Target and not spend $100 sometimes. Somehow the Redcard helps me remember target printable coupons (which are fantastic) too. I don't like store cards either, but this is my one exception.

8. Suzanne Says:
   August 16th, 2012 at 04:53 pm 1345132428
   1345132428
   Also, if you want to support a local school, you just sign up and they give the school 1% of all purchases.

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