. I was reviewing my month-end expenses and investments today when I noticed an unexpected deposit of $2,900 in my checking account from the IRS. Umm, I have no idea what this is. I got my tax refund of about $300 back in March, and there aren't any stimulus checks lately.
I'll call the bank tomorrow; maybe they can shed some light on this. Just hope it's not a mistake of some sort (!) but I really can't imagine what this is!!
So, my cousin has departed after spending 4 days with me, with the main purpose being to accompany me to the surgeon's office. I got all good answers from the surgeon, so I have scheduled my knee surgery for later this month. It's artheroscopic surgery done on an out-patient basis at the surgeon's surgical center, not the hospital. For all these reasons, it's cheaper. It's also done using only local anesthesia, which greatly lessens any risks associated with general anesthesia.
I sure hope this will fix my knee injury and allow me to walk normally again. Cost-wise, I have gotten various medical codes needed so my insurer can give me an estimate as to cost tomorrow, but my deductible is $4300, which I haven't met, so I guess that would be the max out of pocket. I also confirmed that the anesthesiologist is in-network.
It's a good thing I haven't really spent much on home improvements/maintenance stuff this year. This will be a "self-improvement"! I gave physical therapy exercises, done at home on a daily basis, a year-and-a-half, but it's only improved the knee "to a degree." I also spent some time seeing a physical therapist in 2020, but all but the first visit was virtual with $0 copays. Then this year I tried another round of therapy with a different group, so that did cost a few hundred dollars.
The surgeon said I had done a good job increasing my range of motion with the knee, but it's still super tight and very sore if I walk for any length of time. He said the ACL tear I had in my 20s (for which I don't even remember seeking any treatment) led to the menescus tears, but that I lucked out in that I was able to get by for 40 years without a problem, which is true. But I had thought I must have caused the menescus tears during an at-home workout.
I was able to procure a free set of crutches from someone on my Buy Nothing group.
My cousin will come out again to drive me to and from the hospital, and stay with me a few days until I get on my feet. Doc said I only need to use the crutches for the day of surgery and the day after...that's it....and no special physical therapy is required, and that I can do exercises at home.
Aside from the doctor's visit, my cousin, my dad and I went out to some very nice lunches and dinners each day, and breakfast on one day. On one day, when cousin spent the day with my father, I went off with a friend to 2 garden conservancy open houses about an hour's drive north of here. They were great, and the ride up there, all via back roads, was really enjoyable. I kept passing farm stands (and a sign for fresh bread!) that I really wanted to stop for, but I was supposed to meet my friend there so didn't want to be late. She was going elsewhere after the garden tours, so I needed to drive myself. On the way from one garden to the next, we saw a black bear in a cornfield.
September 1st, 2021 at 04:41 am 1630471274
September 1st, 2021 at 01:45 pm 1630503952
September 1st, 2021 at 01:46 pm 1630504018
September 1st, 2021 at 02:18 pm 1630505907
They are doing a lot of unemployment refunds (UI became retroactively tax-free. & then they decided first $20K was tax-free for married people in community property states).
September 1st, 2021 at 02:19 pm 1630505948
(This part got cut off on my first comment??)
September 1st, 2021 at 04:20 pm 1630513233
September 1st, 2021 at 04:53 pm 1630515205
I did collect unemployment last year only, not this year. I am on the ACA marketplace. My monthly premiums did drop this summer, but not by that much. It seems like too much $$ to be taxes paid on unemployment benefits.
Hopefully I will receive a letter from the IRS explaining all, although you'd think the letter would go out first, or simultaneously with the deposit. I'll try calling them again tomorrow. I just want to make sure, if it is a mistake on my part, that I understand what happened so it doesn't happen again! In the meantime, I'm certainly very happy at this new "found" money.
September 2nd, 2021 at 12:39 am 1630543192
Good luck with the surgery; glad to hear it will require so little time on crutches and I hope you have the outcome you desire with it!
September 2nd, 2021 at 12:53 pm 1630587191
September 2nd, 2021 at 01:19 pm 1630588764
September 2nd, 2021 at 03:17 pm 1630595835
https://www.irs.gov/coronavirus/get-my-payment#schedule
September 4th, 2021 at 06:30 pm 1630780253
Hopefully your detective work was accurate and you discovered the source of those mystery funds!