Save More, Spend Less

For Thanksgiving I'm picking up dad and then heading southwest to meet my cousin and her friend for an early dinner at a Ruth's Chris Steakhouse (expensive, especially if you like to drink...I think it's $50 a person, not including alcohol or tip). But we're a small group and no one wants to cook. I'll be home by dark at around the time most families are just starting to sit down at the table. I'm looking forward to it though I dislike the drive.

I love turkey with gravy, stuffing, cranberry sauce and each  year ask myself why I only eat this once a year. I guess because it takes a lot to cook it all, and my desire to cook has really slumped in the past year. I still cook all my meals from scratch and eat out just once a week with dad.

Since I last wrote here, I organized another litter cleanup (the 4th in my hometown), different location. I had 4 new volunteers show up, including a Legislative Council member. The guy I've been in touch with from DPW came at the end with his pickup and on his own time (it was Sunday) helped us load the trash and he took it away to weigh and dump it; later he told me we'd picked up 420 pounds, so I was pumped. That included 3 old tires and an unopened package of coffee.

Not only that, but 2 of the women who volunteered were so enthusiastic and offering to do more, I invited them both to join me as organizers. There's a ton of stuff to do, from posting on social media before and after each cleanup to sending a press release to local paper, coordinating with DPW and police, etc. One woman has happily accepted so far; I plan to call our first meeting at my home sometime in January. She has a PR background and is already talking about a blog, website and our own FB page. I'm not so sure about all that right away becus it means we're "committed," and maybe at some point I'll want to move on to something else, or we don't get enough volunteers to make it worthwhile or maybe people's enthusiasm will wane over time (town has been enormously supportive thus far, but actually showing up to help is a different thing). I think I would like to give it a year and see if we can maintain a steady rate of volunteers.

We need to map out more (safe) roads to hit, ideally creating a calendar so we know what's coming up, think about how often we want to organize cleanups (no one wants to do this in heat of summer) and there are a dozen other logistical items to hash out. The other woman agreed with me we will need to start getting people to sign liability waivers when they arrive. Basically to give us some protection if someone gets hurt. I hate to introduce "paperwork" into the whole process, but I think it's very important. I can copy the waiver my statewide group was using. 

I am bracing for a big hike in my electric rate come Jan 1. My state allows consumers to shop for their own supplier. I had locked in a very low rate of 8.79 per kilowatt hour in 2024, but my 2-year contract expires end of December. I've already checked the state website showing all suppliers and their rates, and the lowest now is 11.89 per k/hour. So it's really going to be a big spike unless prices fall in the next 30 days, which seems unlikely.

Oh, and if you're wondering what happened with the man I was dating....he actually ghosted me. We went out twice and had a nice time both times. Then he asked me to go to a classical guitar concert. I turned him down on that one due to the timing but later followed up with him to see how it was. Then I never heard from him again. So I'm not sure what happened. He had a troubled family life growing up and I remember him telling me that he avoids conflict at all costs. His words. We had no conflict, but if he decided privately that I wasn't the right person for him, he may have wanted to avoid having to tell me in case I didn't take it well. So in retrospect, it's for the best. I don't think it would work to be in a relationship with someone like that.  It would just be impossible. 

Just heard from McAfee that savings advice was hacked and that my persona info is on the dark web.

If anyone knows how to change their password here, please let us know. It's ridiculous that i have to send a note asking how to do that to savings advice.

Thanks.

A fond look back to August warmth....monarch on cosmos.

Following my resignation from my statewide volunteer group, the ad hoc chairman also resigned, which basically put the existence of the group in jeopardy. I had not expected her to follow suit. My intent was not to leave them in the lurch, but it had become clear to me many months ago this group was dead in the water and no one seemed to care.

If I had to define what the problem was, I would have to say it was a lack of strong leadership, someone who was willing to put fellow board members on the spot, ask them to step up to the plate and help out. Cus it is a lot of work.  The woman who chaired our group when I joined a few years ago was a sweet, wonderful human being, but she did not know how to delegate to others; instead, she just wund up doing everything herself, and others let that happen becus it was easy for them to do that. Eventually, she burned out and resigned.

The other person on the board who volunteered to temporarily act as chairman until a permanent chair could be found did the best she could, I think, but there's still way too much for just one or two people to manage. So she just dropped off and didn't bother to resign (until I did), nor did she communicate with anyone when she failed to call meetings for the past 4 or 5 months now! Eventually, I just became disillusioned and disgusted with the apathy of some of the people on the board, whose involvement, even to just attend a remote meeting, was spotty at best; we often lacked a quorum.

When I voiced my concerns to another board member (our treasurer, who I recruited about a year ago), he said he would pick up chairing the meetings for as long as necessary. He did chair exactly 1 meeting, but then...nothing. I don't fault him becus he works f/t at a pretty senior level job and never sought to be chair.

At this point, I felt it was better to formally step down, cut ties and move on to more productive volunteer activities. However, there are a few housekeeping activities I need to perform for them, like posting all prior recorded meeting minutes on shared Google docs. I may need to attend one more final meeting, just to record minutes.

In the meantime, I organized a "flash" litter cleanup in my own hometown. I had 2 people (and a rescue dog) show up, and that was enough for this one road. I posted pix on the town's FB group and so far have 161 emoji positive expressions of support and 28 comments from people who say they want to participate next time. The owner of the local hardware store has also made an offer to donate trash bags, which I will take him up on once I use up my own stash of bags I can no longer use at our town landfill due to a new system that accepts only town-issued blue bags.

So there has been huge support for what I'm doing, as there was the two prior times I organized cleanups in my hometown of the interstate rest area. Far fewer people actually show up to help! That's okay. It's a process, and it takes time for any new group/pursuit to take hold. I have mixed feelings about turning this into anything more than a loose coalition of residents who do periodic litter cleanups. I am still concerned about the risks involved, and my own liability, of having groups of people walking along a road distracted by picking up litter.  So the road we did this weekend led to just one place: the town transfer station (ironic, huh?) and I chose to do it on a Sunday, when the transfer station is closed, so there was no traffic on the road that could affect volunteers' safety.

But there's only so many other places like that. Town parks are really pretty clean around here; a lot of trash seems to come from motorists who toss things out the window as they're driving or sit partying/drinking/eating/having sex in a parked car.  Any woodsy areas fronting roads attract lots of trash. I do have 2 roads in mind for next time that I believe are low-traffic, but I need to do a drive-by and see if there's enough trash to warrant a cleanup and assess traffic. Otherwise, I don't think it should be our responsibility to pick up trash on private property, whether residential or commercial.

I'm so thrilled. I did something I'm really not good at....

A few weeks ago, I reluctantly upgraded from Windows 10 to Windows 11. Windows 11 is a free software upgrade that's been available for over a year now, but I stalled and stalled because I was perfectly happy with how my computer was operating and my experience has been that when they want you to "upgrade," it can usually end up costing you. And that was right in this case.

I finally upgraded becus they started sending messages that they would no longer support Windows 10 with security updates. So as you may recall from earlier posts, I had a problem with all of my photos being "lost" and not showing up, until I discovered them all in my Recycle Bin. While I was mulling over resaving them to the hard drive or cloud, one by one, they magically reappeared in my photo folders. For which I was eternally grateful.

But a week ago, I noticed a new popup message in Windows Security teling me it could not turn on Memory Integrity (core isolation) which is aparently very important, because I had 2 IBM Rapport drivers that were incompatible and might need to be updated.

All this computer talk is like a foreign language to me, but I guess I've picked up little bits of info during the past 40 years of work when various things like arose and our tech person would deal with it. I always liked to watch and ask questions.

Anyway, I searched for a way to update the 2 drivers, got on the IBM Trusteer website and read about the updates but couldn't find where to download the updates! It was driving me mad. I finally caved and had decided to bring the computer in to a local computer repair shop where they wanted over $100 and up to 3 days' time just to diagnose the problem.

This morning I decided to give it one more shot to see if I could figure things out myself. I found it pretty quickly this time (I think the key word I omitted in my prior searches was teh word "download." Bingo. The warning message is gone and I do indeed see that my core isolation is now protected.

I'm amazed. And thrilled. As much by avoiding the need to do without my desktop for 3 days as having the spend the $$.

I had been keeping my computer shut off for the past few days, until I could bring it to the repair place, out of an abundance of caution since your computer cannot be hacked if it's not connected to the Internet. Believe me that was hard!

Well, it's the end of an era. Or at least, something I enjoyed for the past 2 years, serving on the board of a statewide nonprofit dedicated to organizing litter cleanups. I submitted my resignation, effective immediately, yesterday. Due totally to a complete lack of activity and the willingness of no one (myself included) to serve as chair. We only had 5 board members. It was a lot of work and not enough people to pitch in and help. The bulk of the work usually fell on the chairman.

I always felt that having a statewide focus was biting off way more than we could chew, but that's how others (no longer with the group) wanted it to be. I just feel my time will be spent more productively by joining various other cleanups by other groups and also organizing cleanups in my hometown. I've done 2 "flash" cleanups here in town but got just a few people. I'm having another one today; if I continue to get next to no participation (despite getting tremendous support on the town FB page), I may just drop it. I do worry about liability issues, and let's face it: picking up litter on the side of the road is not a low-risk activity. 

Now in the statewide group I just resigned from, they had written waivers at a sign-in table we had every volunteer sign, but that is not 100% guaranteed to stand up in court should we ever have gotten sued by someone hit by a car or something.

That's why today's cleanup is on a road that leads to one place, our town transfer station, and since it's closed on Sundays, there should be no traffic there. The last 2 cleanups I did were at an Interstate rest stop/park-and-ride that always seems to attract heavy litter.

So I designed a cute logo and name for the litter group and we'll see what happens. Worst case, I'll clean up litter myself for 1.5 hours in somewhat chilly weather.

Curious visitor...

In other news, the HVAC guys returned with a replacement firebox for my oil furnace and this time, it worked like a dream. He even said it was probably the easiest firebox replacement he's ever done. On top of that, they billed me in the middle (not the top) of the price range estimate he'd given me. I was afraid they'd bill even MORE for having to come twice to attempt the replacement install, even though it wasn't my fault that the supplier gave them a part that didn't fit.

Today's photo....hope you're not getting tired of my food photos! This was olive oil cake with ice cream at a local restaurant.

Today I did mostly nothing except for a few hours outside removing dead leaves that collect at the top of my driveway. I did also replace the filter on the Aprilaire humidifier that's attached to my furnace. A chore I dislike because it's never easy to take the thing apart that holds the filter and fit it back into the unit. I actually use an old set of handwritten instructions from probably 10 years ago that a friend of mine wrote for me after helping me perform this particular task. Anyway, that's done for another 6 months.

I did some work on our website for my volunteer group.

I think tomorow after the furnace firebox gets straightened out, I'll treat myself to lunch either at the Vietnamese place I like so much, or a pizza shop that everyone raves about. Guess I'll decide which when the time comes. I also hope to do another chore I've procrastinated about: rechecking the copper mesh mouseproofing I did last year along bottom row of siding, as I've been getting mice in my one indoor trap. They don't go to waste, though. I use a plastic, reuseable trap and toss the dead mouse outside in a certain area periodically checked by possums and I'm not sure what else. I'm sure the unexpected protein is much appreciated.

Today was the chilliest day of the fall season to date. In fact, it was the first day I felt it necessary to wear my winter coat.

Since it was too cold to do fall yard work, I turned it into a day of errands: Target (dad needed underwear), Wal-Mart (I wanted to spend a $5 gift card, so I bought some green tea), Whole Foods (they have the best produce, including a new favorite for me, organic Cosmic Crisp), BJs (for gas and a few food items) and then dropping off some donations at Good Will.

When I got home, I found a BJs coupon circular in my mailbox and a $3 coupon for the Nature Made vitamins I'd just purchased there. Since the coupon is good thru December, I will return the vitamins, then repurchase it so I can use the coupon. 

A local gallery is calling for artists for its "Small and Large" holiday exhibit, which I like to enter since it's around holiday gift-giving time. You can either submit 3 small pieces of art under 13" or one large piece over 31" for a $20 entry fee. I picked out 3 of my mother's pieces but realized the frame on one was a little dinged up, so I'm in the process of painting it now. I got a free paint sample in a pretty shade of blue from a paint shop last year and found that it goes perfectly with this piece of art. I need to drop the 3 pieces off this weekend.

The replacement part for my furnace should be shipped to my HVAC people this week, so hopefully can schedule a return visit soon after. Dad was more or less happy with the deep clean of his living space last Friday ($340) and agreed to have them come on a monthly basis ($140) moving forward. However, he wants to stay there while they clean so he can tell them what to do, which I know they won't like, but.... 

I had decided I wasn't going to share anything about the funeral I attended unless he asked about it, which he did once we sat down to lunch the other day. So I shared a little. Then he wanted to know who was there, what was on the menu, etc.

I brought him to the dentist that day (every 3 mths) and I was so relieved they didn't announce another cracked tooth, cavity or broken crown. Next week he'll be getting his covid shot and going to PT. The week after that we'll be driving an hour or so south to meet my cousin for Thanksgiving dinner at an insanely expensive Ruth's Chris Steakhouse. It's just a convenient location for her and I suppose for me, so.... we go early so we can all get home before dark. I think this may be our 4th year going there? Neither of us wants to cook the whole traditional Thanksgiving meal for just 3 people (her partner won't be around as he's a longtime volunteer helping to get the balloons ready for the Macy's Day parade in NY, and so it just makes it easier to eat out although I do sorely miss all the leftovers..

My knotweed group has decided to allow a 5th person to join our small group. We haven't been activley seeking to expand the group, cus we all work very well together and sometimes when you add new people it changes the dynamic, but she had recently met one of our members who was enthusiastic about the idea. We're involved in so many projects, we could definitely use an extra set of hands.

I'm not sure what I'm doing tomorrow. It will be in the low 50s so theoretically I could do yardwork. I'd like to remove a large quantity of leaves at the top of my driveway, where they tend to collect becus it's surrounded on 2 sides by stone walls and the 3rd side is my garage wall. 

There are also 2 smallish trees I'd like to take down (maybe) with my mini chainsaw so I can move one of the many oak seedlings that sprouted elsewhere to that spot. Getting rid of nonnative or invasive plants and replacing them with native plants has been an ongoing project for me. I've gotten more aggressive lately as i realized that much of my problem stems from the fact that the invasive plants keep spreading into my yard from my neighbors. In fact, I've been battlings invasives on the periphery of the property for 30 years now, and because I always avoided using herbicides, preferring to pull, dig or even just "cut back" invasives, of course they did indeed grow back and nothing's really changed in 30 years! . Last year is when I really started using chemicals in a very targeted and controlled manner. I never do foliage sprays. I'll cut an invasive shrub at the base, as close to the ground as possible, then paint herbicide on the stump with a small paint brush. Sometimes I'll even cover the herbicide-treated stump with a small white mesh baggy so an insect can't land on it. I bought a hundred of these little bags on Amazon; they're used to hold wedding favors. Of course this time of year I don't have to worry about insects since we've had a few hard frosts. But there are still animals roaming around.

But getting back to my neighbors....one of them is a widow well into her 90s. Even when her husband was alive, they never did anything to the brushy/woodsy area on their side of the stone wall, which is the property line, so it is filled with Asiatic bittersweet, Japanese privet, multiflora rose and a bunch of other stuff.. So I've been venturing onto her side of the wall to kill invasive vines and shrubs becus damn, I can't be doing this forever. I don't think she'd care, but I try to make it not noticeable. And I just uncovered a very spindly oak sapling underneath all the vines. Someday, I may move from here and downsize, but I still would want to leave this place in as good shape as possible, and that includes ecologically, too.

I allowed myself 2 hours to get down to Hackensack, knowing that taking the Tappan Zee would make it a little longer, but also allowing lots of extra time in case there was an accident or traffic backup. But GPS had other plans for me. You know how when you punch in a destination, they give you 3 options and show you the different routes on a map?  I wanted that Tappan Zee option to avoid the GW Bridge. Problem with the GPS is that when you click on one of the routes, it's hard to know if that's the route you want, and it seemed like every route had me driving into the city, so that's where I ended up. So amazingly, I arrived in Hackensack over an hour early!

I lived the first 17 years of my life in New Jersey, but the only things I recognized today were the old Bendix Diner and Teterboro Airport. Everything has changed so much and I guess I felt like an alien there.

The Tappan Zee spans the Hudson River, connecting New Jersey and New York State.   

I stopped at a nearby Wawa to use the rest room, then headed to the cemetery. The service itself was very brief, like maybe 10 minutes. Then we headed to a local restaurant where "Uncle Joe" treated us to a nice meal. It was good to see some of my extended family again, fragmented as we are, and it made me sad that it took someone's death to bring us all together. It was just 14 of us; my brother's best friend came to the funeral but not the meal. My late brother's wife is Chinese; her parents speak only Chinese, limiting communication.

Heading home I was determined to avoid the GW, and this time I was able to get on the Palisades Parkway North, which is a scenic drive with great views of the city. From there I headed east and crossed the Tappan Zee, then north to dear New England.

It was an exhausting day. I didn't sleep well last night, then 4 hours of driving in unfamiliar, high trafficked environs and the stress of the funeral. When I got home, the first think I did was change into my comfy clothes: a ratty pair of sweat pants and an old sweat shirt, and climbed into bed with the beginnings of a headache.

There's a problem with the firebox replacement on my ThermoPride oil furnace. HVAC is here now. Seems the part they got is a different size/shape than the one they're replacing. They have ordered again, but will have to wait a few days now. I'm worried about how much this will inflate the $900-$1200 estimate I'd been given. The technician has worked out a temporary solution so I can continue to use the furnace in the meantime, but he's still tinkering with it so I've been stuck here all morning.

I received word yesteray that my half-brother has passed. Very sad. I had first learned of his illness 11 months ago when I pulled into the parking lot at my gym and he called me. As it turned out, I received a text from his wife yesterday in the same parking lot, informing me of his death. I am waiting for details on the funeral. I am hoping it's in New Jersey and not Chinatown, NYC. (My brother's wife is Chinese-American.) My father has told me he doesn't want to go.

In addition to the problem with the furnace repair, I also already scheduled a deep clean of my father's place for this Saturday. They will bill me the full amount if I cancel/reschedule any later than tomorrow morning. I think I would just let them clean even if we aren't around. Just to get it done. They already have my credit card info.

And dad has a dentist appointment on Monday.

I was happy at a recent gym workout because I was able to raise the weight pulled, pushed, pressed or lifted by 5 lbs on every machine. I say this because I feel I'm already lifting near the maximum possible, but then I go and surprise myself. I noticed today when I went to the gym that they are putting solar panels on the roof. 

This week I reviewed loans from Pakistan, Albania, Uganda, Ghana, Liberia and Kenya.

I had to cut loose one of the men i got together with. I don't think we had much of anything in common, and he's Republican, which would be bound to create conflict.

I got together a 2nd time with the other one, the anesthesiologist nurse, going to a great takeout type Vietnamese restaurant I'd never been to (tofu curry, above), but I'm not sure about him either, I'm afraid. He is very liberal (he drives a Tesla with a F*** Trump sticker to ward off possible vandalism) and we definitely share some common interests, but he seems very, I don't know, repressed/depressed. Not light-hearted. He had a very tough upbringing. At this point in my life, I just want to have fun and be with someone a little more outgoing.  I'm afraid that J. is not that person.  Plus he plans to continue working for at least a few more years, so that would limit my fun stuff agenda. So I don't know. 

The company that provides my Internet just raised my monthly fee from $50 to $60, which feels like a lot! It was not so long ago, I guess a few years now, when they raised it from $40 to $50. Sigh. They said it was just an across-the-board rate hike, which to me sounds like saying we raised it because we could.

I do fine with just my Netflix subscription, free movies with my public library's Kanopy account and over-the-air antenna for TV, and a family member pays my cell phone bill. Nice, I know. So all I need is the Internet. I see some providers give you a year's worth of Internet for just $30, but then they jack it up to $70, so that wouldn't really entice me. I need to research it more although truth be told, I guess I could also skip the stress I cause myself and just accept it, knowing I can pay it. I used to always get very stressed when this particular provider raised their rates becus you basically feel powerless, and there aren't many options in my area. Plus, it's always an unpleasant surprise; the rep said they mentioned it in the prior month's bill, but since I'm on auto pay, I have no reason to be looking at the bill; I just look at the total due in the email they send, and that's it.

Wednesday night, try to take a look outside after dark. There's supposed to be a very bright and large moon. I will be trying to take photos.

Oops. Alas, I have no photo I took today so I'm cheating a little and posting a photo I took last week that made me laugh. A teeny tiny lock someone's using at my gym.

Today I made lentil soup.

In other news, Patient Saver has dipped her toe in the dating pool again and now she has not one but two suitors. I find it kind of stressful. I  never liked dating more than one man at a time (feels deceptive and gets complicated), but in this case, I met Bachelor #1 today and Bachelor #2 is really counting on us meeting sometime this week.

They are both very different from one another but coincidentally, both grew up in the same town about 45 minutes from me, are the same age and both have 2 kids. I met Bachelor #1 today for a nice long fall walk; he is a divorced nurse anesthesiologist who had a rough childhood and is on the quiet side. He seems thoughtful and is a good listener. He is interested in fitness and plant-based nutrition as I am. Bachelor #2 has a much more outgoing personality on the phone, is retired from a lengthy career with a single (defense) employer and is widowed. I want to at least meet Bachelor #2 before making any decisions but in a way it would make it easier for me if the choice were obvious.  

After our walk today, Bachelor #1 texted me while he was driving home to ask me to dinner this weekend, and Patient Saver said yes!

Near where I live....

What I'm reading: The Nature of Oaks, by Doug Tallamy.

Today started out as a good day but that was short-lived.  That's when I entered my father's apartment to see him attempting to attach a paper towel with scotch tape to his leg, which was bleeding. The elderly have very thin skin; he had a large scab that I guess he scratched, and his entire leg was bloody from the knee down.  There was blood on his bedsheets, the floor, the rug and him. Luckily I found a full drawer of medical supplies and actual bandages. I applied pressure to stop the bleeding, which he resisted, causing us to quarrel. He is really misinformed about a lot of things, and this is one of them. In the midst of all this and trying to clean him up and his apartment (which he also resisted), I got a text from the wife of my half-brother (my father's son). He is dying. Any day now. She told me to brace myself. He learned in December, or perhaps a little earlier, that he had stage 4 colon cancer. December is when I learned about it.

So it was not a good day. I'm not going to say we were close, because we weren't. We didn't grow up together. We lived in different states, led different lives. We've been cordial when we've seen each other, but that became very infrequent, especially once he had kids. His kids are great, and I know he loved them very much. The whole thing is very upsetting, so tragic and so unnecessary. He is young. He had a colonoscopy scheduled but cancelled it due to covid and never got around to rescheduling it. This is the only reason I am sharing this info here, in case anyone has procrastinated about any kind of routine screening.  Just get it done. 

If you're wondering what this means, the phrase is a modern adaptation of Martin Luther King Jr.'s famous quote emphasizing that progress toward justice is not inevitable or automatic, and that we need active human effort to bring about change. It's meant to be a call to action urging people to work toward social change rather than waiting for justice to happen on its own. So appropros for 2025.

Even if trumpty-dumpty was not destroying the environment, selling off public lands, dismantling a wildly successful program that made health care affordable for millions of middle-class Americans, eliminating energy effciency tax credits and similar green energy incentives, hunting down and kidnapping suspected illegal immigrants with no due process, blowing up boats in the Caribbean, cozying up to dictators like Putin who is hell-bent on destroying Ukraine, dismantling the federal government, enriching himself and his family and pardoning Santos, who lied about his education, that his parents were Holacaust survivors and defrauded donors, who pardoned the Capitol rioters, I would still loathe this repulsive man. He does not have a shred of moral integrity, not an ounce of human decency. He is vindictive, cruel, self-serving and is an embarassment to this nation. 

I am so proud of the estimated 7 million souls who took time out of their lives to voice their anger and displeasure. There were some great signs, too. 

I wanted today to be a leisurely day, and it has been. This morning I headed out to nearby small city to help clean up one of their parks. Worked there for 2 hours; they were very appreciative. Oh, and I got this nice t-shirt too.

I came home, had leftovers for lunch and am contemplating my next move while there are still a few hours of sunlight left. I could do some laundry and want to make a big pot of lentil soup. Or, I could go outside and pull invasive plants. Finish tidying up the garage so I can fit my lawn furniture in there, and my vehicle. What to do, what to do?

The amazing thing is that the thousands of my photos that disappeared from my personal file folders have magically reappeared in those folders. I have no idea why, but I'm relieved, that's for sure.

All the Kiva loans I reviewed this week were from Phillippino borrowers, and all wanted money for a sanitary toilet. All of the borrower profiles showed the borrower standing next to a toilet inside a crude, cinderblock hut with a curtain for privacy. The toilet is never connected by pipes to the wall, so I can only guess they dig a pit underneath it until they can afford something approximating modern sanitation.

I think we may have had about 800 or so...maybe a thousand....people show up for our town's demonstration today. First we listened to a series of motivational speakers, including my favorite, a church pastor, and then we walked to South Main Street and lined nearly a mile of roadway with our signs, receiving a great deal of support from passing motorists.

I have a weak spot for craft fairs, church fairs and things of that sort. I love homemade knit items, which remind me of my dear grandmother, as well as homemade baked goods. I saw many things my grandmother would have liked.  It's a glorious fall day and I love this time of year.

That's a knit pumpkin at left with a real pumpkin stalk on it. So clever. Also a ceramic pumpkin for my kitchen window; I bought a similar pumpkin in a teal color last year. And, my first pair of fingerless gloves so I can use my phone outdoors.

I would have liked to support the church ladies by buying a few loaves of their home-baked pumpkin bread but I forgot they don't take credit cards like the craft vendors do and I rarely carry cash these days. I remembered the same thing last fall (!) when I had no cash, but then remembered I had lots of loose change in the car for tolls or Aldi's, so I trooped back to my car last year and paid in quarters, which they didn't seem to mind. I could have done the same this year, but it escaped my mind.

I also got a high dose flu vaccine at the health fair and a variety of fun freebies like pens, notepads, a rubber jar opener thingie, etc. I've been going to the health fair for years now. It's a great resource for residents and you'll see tables for the town's emergency response system, home health care agencies, suicide prevention, our local police force, the regional health care system/hospital, a local naturopath physician, varous dentists, the senior center, etc. 

In a few hours, I'll be attending a rally on what could be a record-setting day because a record-setting number of Americans hate what is happening to this country.

This was a very good dessert this week: a flourless chocolate cake (warm) with raspberry sorbet and pistachio nuts.

Took dad to PT, then lunch. Mowed the back lawn when I got home.

So tired of difficulties posting here. 

Anyhoo, catching up for a few days of missed photos.

Tonight I went to a meeting on efforts to ban rodenticides in my state. This is a rehabbed screech owl that survived an anticoagulant poison that killed the rest of its family. They've seen a real spike in birds and mammals like foxes and even domestic cats poisoned by rat and mice bait. This woman, with a group called A Place Called Hope, was a great advocate and very informative. 

This is the view as I sat at a traffic light on my way to the meeting.

Here's the gym where I work out 3x weekly. It's actually a huge building. The gym is on the 2nd floor but there are all kinds of ball courts and they have lots of tournaments there on weekends with out of towners who come to compete. It's a great resource.

In a post that disappeared after I saved it, I explained why I'd forgotten to post, but eh, I won't go into it now.

OK, so I needed to come up with a photo today, but it's been so cold, dreary and now rainy that I haven't really ventured outside. So I had to delve into my photo gallery to pick something recent. I imagine you are getting tired of my many plant photos, so here's another dish I enjoyed at that favorite cafe in town I told you I visited last week with my father.

This dish is "meatball salad." Each meatball is the size of 3 regular meatballs. It's delicious.

I have a small collection of head planters. They're not looking too spiffy at the moment, but they look great with the right kind of plant in there.

I had an incredibly productive day.

* I took a small pussy willow cutting from my one pussy willow shrub back in APRIL, and the poor thing sat in water all these months. I wanted to plant it sooner but couldn't find the right spot for it. It needs a lot of room but also needs sun. I tucked it in the ground today, FINALLY. It had quite the root system on it. I will be curious to see how it does.

* I also transplanted one black oak seedling from a bad spot where it popped up early in the spring and put it in a better spot. I have 3 or 4 more I'd like to do the same with.

* I finished cutting down a kousa dogwood. I noticed it a year or two ago; I had mixed feelings about taking it down, but it doesn't have much wildlife value. And then I noticed it was starting to steal sunlight from a nearby oak sapling which I very much want to thrive. In 31 years I've never had a single oak  here, and now this year I have at least 5 or 6 popping up all over. This sapling was about 6 feet high last year and has doubled in height this year. 

The kousa dogwood was a lot of work since this involved cutting up larger branches and then dragging them to a brush pile hidden in the woods. I got almost 13,000 steps in today, and this was a big reason why.

* I mowed part of the lawn.

* I started organizing the garage so I can store lawn furniture in there and all my plant pots. Maybe even my SUV. Didn't quite finish but made great headway. Also filled 4 trash bags with old newspapers I had used a few years ago to suppress weeds but decided I didn't like it as it required mulch on top of it and inevitably the ugly newspaper sheets would show thru the mulch. I'm doing a more natural mulch now of just leaves. Mice had gotten into the newspaper anyway.

* Continued work cutting rampant trumpet vine at the base near soil and then dabbing it with herbicide. There are a zillion individual plants. I feel like I did quite a bit but then when I look around at how it has gotten into every nook and cranny in this area, it's quite discouraging. Yesterday I was doing the same thing and pretty much cleared and treated the vine that had been growing up a very large evergreen I'd like to save. Vines will kill a tree pretty quickly. It's really a challenge to eradicate it because by June this whole area becomes impenetrable and the best time to treat this particular plant is late summer/early fall. So I get just one shot at it all year. I CAN try to maintain some sort of narrow pathways in there in spring and if I can do that, I can at least cut back the vines even if I don't treat them. This can help maintain some sort of control.

Tomorrow we're getting a fairly significant storm, big enough that I charged up my 2 "power stations" just in case I lose power. The big one can keep my fridge and freezer going for 4 days.  So, maybe I'll squeeze in another mowing session before the rain starts in the afternoon. 

We had our first frost last night, which reminded me of the days when I used to do the No Heat Challenge. Ha! As I get older, I appreciate creature comforts more. Though the heat is still OFF; just threw 2 blankets on the bed.

This week I reviewed Kiva loans from Kazakhstan, Ghana and Philippines.

I was just thinking about what photo I would post today when Nature decided for me! Saw this beautiful bobcat pass through my yard just now.

Took my father to physical therapy yesterday and then one of our favorite cafes for lunch. I'm not even sure of everything that was in these, but they were soooo good: tostadas topped with potato, feta cheese, avocado, diced red peppers, a fried egg, black bean spread, oh my. Not a low calorie meal, that's for sure!

This was last night's dinner: a quick stir fry with snow peas from my garden, broccoli florets, mushrooms and cashews over jasmine rice. I'm so happy a few others are doing the Photo Challenge! Makes it more fun!

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We are finally getting some much needed rain today. Not driving rain, just a nice light to medium rain.

We're expecting a possible first frost Thursday night, which may signal the end of my herbicide treatment of tree of heaven seedlings. I'm just anxious to do as much as I can since I will have to wait an entire year to treat again. There are literally hundreds of these things popping up in back and they grow fast. The trumpet vine can continue to be treated until a HARD frost (defined as 24 degrees or colder), and temps are still well above 50 degrees. The trumpet vine is inaccessible until late September or so, so for the same reason, I want to get to as much as possible as it's killed some nice evergreens here already. It's relentless.

Yesterday was warm and humid so I didn't do any of this work then, but tomorrow will be considerably cooler and is ideal for this kind of work.

OK, with this photo I'm caught up with the daily photo challenge. It shows the new chandeleir ("sputnik" design) my handyman installed this morning. I like modern stuff. I liked the one I had before, which was more traditional, but, well, after 16 years living with it, time for a change. 

Aside from that, the only meaningful things I did today was write a two-sided handout for a presentation my invasive plants group is putting on at the senior center this week. I also went to the transfer station with mostly recyclables and stopped in at grocery store for a few items since it's nearby. I also scheduled my father for PT and will be bringing him tomorrow.

I was flooded with at least 6 or 7 pleas for money in the mail from various groups, and I vaguely remembered seeing some sort of notice a while ago indicating that my registry with the Do Not Mail list had expired. So I renewed it for another 10 years; I see now they charge you $6 to do this. I'm not positive it's the same group I registered with before, but anyway....they estimate doing so will cut down on junk mail by 80%.

Opsie. Skipped another day. I'm just busy.

View from my doorway...

In the past year, I realized my house plants were threatening to take over this small space, so I have winnowed down my collection of cacti and succulents considerably. I think I now have 8 now, plus 2 pothos. But I still have this pencil cactus, which loves its spot in my sunny bathroom. I may bring a little Ikea stool down from the attic for her.

This week I reviewed Kiva loans from Tonga, Rwanda, Phillipines and Indonesia.

Opsie, I took the photo yesterday but forgot to post. It's mistflower. It's nice to see such a vividly colored flower in bloom this time of year.

This is what I did today. Been pulling it for weeks. Rather exhausting as it also includes carrying the stuff on a pitchfork about 300 feet from where it's growing. Next stop: dump.

Now that the 3rd quarter is behind us, I thought it would be a good time to project my total 2025 income and see if I could manage a small Roth conversion while still staying in the 12% bracket, which tops out at $48,475. Cus I'm not sure my income would ever exceed the 22% bracket, which tops out at $103,350 for a single person, so not sure during a Roth conversion now and paying 22% taxes would offer any benefit.

To my surprise, my projected income this year, between annuity payouts, traditional IRA distributions and a few taxable mutual fund distributions, total about $63,000, and that's not including dividends or cap gains on two taxable brokerage funds. That was surprising since my expenses have remained in the low $40s for many, many years. But then I already forgot the January purchase of my new SUV, and the whole idea of taking out a loan for the purchase was to avoid a larger $30K bump-up in my income that would push me into the 22% bracket. I've been aggressively prepaying the loan in addition to the regular payments, and all told, all those car payments do seem to account for most of my income increase. (I plan to have it paid off next year.)

Although my income will be over $63,000 this year, with the standard deduction of $15,750, my adjusted income will be roughly $47,416, just within the 12% bracket. Cap gains and dividends will likely add another $3,000 or so to that total, but I guess I can live with that.

I am now well stocked in my favorite brand diced tomatoes, Muir Glen. They are pretty expensive (over $3 a can) but they go on sale to half-price (!) in the fall, so I took full advantage of that recently and should have enough organic, sodium-free diced tomatoes for the entire winter's worth of soups and stews. I use 2 cans per pot of soup with a whole lot of veggies.

Generally speaking, my diet is as low sugar, low salt and low sat fat as possible, and it's very hard to eat in America without consuming some degree of processed foods where much of that sugar, salt and fat can be found. I used to buy dried beans for my soups and stews but it was too time-consuming to soak the beans overnight and then cook them. The Muir Glen brand also uses BPA-free linings in their canned products.

I am also very happy with my Biroux water filtration system, which is said to filter out all kinds of unwanted stuff, including BPA, microplastics, heavy metals, and more. The water does taste subtly different; I'd mentoned that to a customer service rep, who asked me if I could describe what it tasted like, and I could not. I found myself puzzling over that for weeks afterwards, and decided that it just tastes like nothing, which I guess is what water is supposed to taste like. Perhaps in the past I tasted flouride or minerals, although Biroux is supposed to retain beneficial minerals while stripping away contaminants.

Biroux sells a nice countertop stand for their water filtrations system (i bought the small one shown) but I saved a few bucks and just used a plant stand.

The 2025 vegetable garden is wrapping up. All I have left are my snow peas, but here's the tally of everything else I harvested. Note that I planted for one person using 3 4 x 8' raised beds.

Cherry tomatoes: 490
Lost a few to exploratory chipmunk bites.
Yellow squash: 31
Cucumber: 21 (wiped out early by powdering mildew)
Zucchini: 16 (also pulled early due to cucumber beetle and powdery mildew)
Medium-sized tomatoes: 8
Stringbeans: 3 lbs
Snow peas: 40.5 oz (2.5 lbs)
Plenty of red lettuce but not counted

Next year I may skip the stringbeans and return to eggplant.

This morning I woke up and, looking out the bathroom window, I saw a wooly caterpillar in a large, ground-level water bath I put out for the animals. Fearing it had drowned or was drowning, I ran downstairs and outside, to remember with some relief that I had dumped the water yesterday after seeing mosquito larvae swimming around. The wooly caterpillar was just wedged beside a small river rock in there. I let it be and now, with the warming sun, I noticed the caterpillar crawling around the rim of the bath, maybe doing its morning calisthenics. So all is well.

Since I'm so fond of photography, I've been thinking of doing the Photo a Day Challenge starting on Jan 1. Although it's harder to find things to photograph during winter. It would be fun to compile a year's worth of photos which would likely be rather mundane but also accurately reflect my life. 

I've now achieved my credit card goal to earn $100 credit. Now I can go back to a different card to charge up entertainment purchases, which include restaurants, where I can get a refund on any entertainment-related charges with credits I already earned on a travel rewards card. I think I have a year to do that.

Wow, the Shark cordless vaccum (the PowerDetect) that I bought 3 months ago (which I love) has jumped in price by $80. I gave it a 5-star review on Amazon.

Violet's owner picked her up 2 days ago. We had a nice chat about the dog and also their travels to Berlin and Prague. I am definitely missing the dog, but I am also enjoying me freedom again. I would not be opposed to dog sitting again should the opportunity arise. 

Didn't do a heck of a lot today. I am STILL sick; it's been harder to get rid of than I thought. Which stinks, as I want to go to the gym, get back to invasive work, etc. Well, I did manage to change the bed sheets and vacuum. 

Yesterday I pulled up my tomato plants but am still picking squash and snow peas.

...

I am nearing the end of dog duty this week but unfortunately came down with a cold (!) that forced me to curtail the twice daily walks totalling about 70 minutes to just a single, 25-minute walk. (She still gets out 4x daily to pee and poop.)

I've gotten a little attached to the dog and in some ways will be sorry to see her go. She is so exuberant when she's going for a walk and is very easy to care for. She follows me around the house wherever I go. I could see myself pet-sitting again in the future if the opportunity arose. I actually lost 3 lbs just walking with her!

Today is the first day I'm feeling more energy and I think I've turned the corner. However, out of an abundance of caution, since my friend is coming to pick up the dog on Friday and since I've had a low fever (99.4), extreme fatigue and hacking cough, I decided today to get a covid test. Luckily, I tested negative, but I'm supposed to retest myself in 2 days, right before my friend arrives.

A friend and neighbor dropped off some dog food and a box of tissues the other day, which I really appreciated. She's a nurse, and I think she chose the right profession because she is a very caring individual.

Otherwise, not a whole heck of a lot new. 

I have 10 more transactions I need to charge on my credit card in the next 8 days ( by month's end) to earn my $100 credit.

Looking forward to some much needed overnight rain.