Home > 1st Successful Retirement Strategies Class

1st Successful Retirement Strategies Class

March 16th, 2018 at 05:14 pm

Tonight was the first of 3 classes for the above-named program, which meets at our local high school. There were just 6 people in the class, which was good since we could feel free to get our questions answered. The instructor is a CFP.

I regretted paying $30 for the workbook, because like the class, it was very, very basic. I suspected it might be too basic for me, but I didn't realize I didn't have to purchase the workbook. I noticed another woman there also didn't want to buy it, but ended up doing so anyway.

Our homework assignment was filling out an extensive questionnaire which disclosed our assets, investments, planned retirement age and so on. I know very well they'll be pitching me on their advisory services (2.50%) but I am curious to see what recommendations they might make to me.

I'm hoping the 2nd class will get into discussions that will actually teach me something.

I was finally able to schedule an appointment to have my new tires rotated at BJs. For weeks I've been calling (you can't schedule maintenance online) and no one ever answers. I finally got Members Services to use the intercom to let them know the phone was ringing. I would think they should have someone at the customer service desk in tire center, but no, they all work in the garage on the cars.

I took my dad mattress shopping yesterday. He'd seen commercials on TV for a specific furniture store so we drove into New Haven. The store is enormous and gigantic. Dad was quite surprised, but the salesperson immediately led us to try out an adjustable bed that I have to admit we both liked quite a bit. I don't need one for myself and prefer the foam, but I told dad I thought this bed would be perfect for him, relieving pressure on his artificial hips, helping blood circulate in his legs better and even helping him get out of bed cus you can raise yourself to a sitting position. It has a 10-year warranty, and dad noted the bed will probably outlive him.

I have to go to dad's tomorrow and take a picture of the label on his current mattress, which he doesn't think is that old, and then email it to the salesperson to make sure his mattress is compatible with the adjustable bed. If the mattress is older than dad thinks, he may just end up buying both a new mattress and the adjustable bed, which together would be $1400 ($800 for the adjustable bed alone). It's a big expense, but dad can afford it and it really would be helpful to him.

The new proofreader sharing my job today emailed me to complain that he was told by T. not to come in 2 days in a row this week becus there was no work. The person he reports to (my manager) is traveling this week, so T., a longtime employee there, ends up as de facto person in charge, but I doubt she is aware the new proofreader was told by recruiter he'd have 20 to 25 hours a week.

So he is understandably upset, told me he and his wife need to buy 2 new cars and were counting on his income to do this, etc. This was the problem that always made me bonkers: I never knew what my work hours would be and it was hard to count on anything.

I wrote back and explained that it's a small agency and the work really fluctuates, that he just happened to start at a very slow time and that it will pick up again and it all evens out in the end. He just needs to be patient.

I realize the proofreader may speak to our manager when he returns, but i think it would be better if he didn't, because if this job-sharing thing becomes too much of a hassle, with people complaining about their hours worked, either too little or much, he might decide it's not worth it. Hopefully it's just a bump in the road. The problem I see is that my manager just doesn't clearly communicate things to T.

T. had also told me 1 day last week not to work when we had a snowstorm. This was upsetting to me because I've already cut my hours back to 20 to 25 hours weekly and don't want to cut more. She, on the other hand, is used to having contract workers at their beck and call, telling them to leave early in the day if there's no work or stay til 9 or 10 pm at night if that's what's needed. I don't know of many workers who would tolerate that, and I don't think it's fair to the worker.

I've been balking against this since day 1 and I did tell T. next day that my agreement with my manager is such and such. Which I had told her before. I also emailed my manager to let him know and correct me if I misunderstood something.

2 Responses to “1st Successful Retirement Strategies Class”

  1. Dido Says:

    2.5% = usurious! At least they are upfront about it. I'll also be curious what they advise.

    It sounds like the bed would be a good investment in health for your dad--after all, we spend about a third of our lives in bed!

    Sorry to hear about the blip in the road with hours and hope it all evens out soon.

  2. rob62521 Says:

    I too wonder what the course folks will suggest. Hopefully this will be worth your time and effort.

    The new bed sounds like a good fit for your dad.

    It sounds like your job place is as big a mess as so many and isn't treating their employees very well. Hopefully things even out for both you and the person who is sharing your job. That has to be stressful.

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