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Another possibility

April 14th, 2017 at 09:24 am

I had a preliminary phone interview for a perm job with a large, well-known educational company who need a p/t proposal writer.

Hours could be variable but average 15 hours a week, so I would plan to keep my current job doing the school write-ups.

They'd like someone to be "available" for phone call meetings from 10 am to 2 pm. They would provide me a laptop. On-site training in northern NJ would be a few days. It would be a an hour and a quarter drive.

HR person cited pay of $15 to $20/hr. I would only take this job if it paid $20/hr since my current job pays about the same range, depending on how much time I take to write things. I tend to be thorough when doing my research, so that pushes my hourly rate down rather than up.

The main advantage of the new position is that as a perm position they would deduct taxes from my paycheck and time spent on this job would make me eligible for future unemployment benefits, should I need it. (Since the amount of benefits is based on amount of earned prior income, any unemployment benefits I earned due to this p/t job would be pretty small. I THOUGHT that contract work could not be counted toward Social Security earnings, but I checked and it appears that it IS counted, so that's really one less reason to take the 2nd job. Hmm.

The new job is more involved than what I'm doing now. Right now I research and write independently, as very little contact with my liaison at the company is required. I've been working there since last November so I know what they want and the overall parameters of each job doesn't vary that much.

What I like about my current job is that I have lots of flexibility in when I do the work, so I can juggle things around if I have something to do during the day. I can and often do write nights or weekends. I am still working on maximizing my income with them and have been tracking gross income depending on differing word counts. They do a direct deposit of my pay into my checking account within about 5 days, which is very convenient. No invoicing or time tracking required since pay is based on the assignment regardless of time spent.

The new job would require phone meetings and I'd need to interview internal subject matter experts to write the proposals. I'm not crazy about having to be at home from 10-2 every weekday becus that really reduces the flexibility I was just talking about above. I can do the phone interviews, but is it worth it to learn a new protocol, system, style, etc for just $20 an hour part-time?

It might just be easier to work for one employee at a time and focus on increasing my hours with the one I have now rather than trying to juggle two different jobs.

I'm not sure.

6 Responses to “Another possibility”

  1. My English Castle Says:

    Nice to have another possibility to consider though!

  2. starfishy Says:

    congrats on having another option! worth thinking about, at least. couldn't you do the interviews from anywhere with a cellphone...you wouldn't necessarily have to be "home" btwn 10 - 2, although you would still have to be available, which does cramp the style a bit! good luck with the decision! Smile

  3. CB in the City Says:

    Hmmm. I really understand your hesitation. The second job limits flexibility and requires a new learning curve, for not a lot of pay. Juggling two jobs would be a lot more stress. I would be on the fence, as you are. Not a lot of help, am I? Smile

  4. Dido Says:

    Glad you have another option. Not sure why the SS earnings is a reason against taking the job--that is totally confusing to me. Your contract (Schedule C) job net profits are subject to self-employment tax which is in essence you as the sole proprietor paying both the employER the employEE share of Social Security taxes and Medicare taxes (6.2% + 1.45% for SS and Medicare x 2 for ER and EE shares = 15.3% of earnings), so yes, it counts towards your SS wages. Why wouldn't you want those to be higher? The top 35 years of earnings count in figuring your SS benefit, and most of us have those really low income years while we were in college, so you'd want the higher income (even if not high income) years to replace some of those (everything is indexed to inflation to put all the earnings into the same year's worth before the calculation is done).

    Good luck figuring out what you want to do.

  5. PatientSaver Says:

    Yes, I agree Dido, in general the higher the income the better. I probably did not express myself as elegantly as I could but what I meant was, that particular point about earning credits toward SS was no longer a solid point in favor of taking that second job since I learned that even my regular contract work counts toward SS.

    So yes, in general, earning more money is better but I could do that too with my current jobs, and without the new learning curve and juggling required with a second job.

    Increasing work hours may seem straightforward, but it's a little tricky with my current job. T'm now working on my 2nd $600 job and of course that's better than a $150 job, but all their jobs have the same 7 day deadline, so in order to complete the $600 job, I need a second weekend to do it, so if she assigns me the work on a Friday and it's due the following Friday end of day, that essentially means I could also spend the next Saturday and Sunday completing it since she wouldn't get to it til Monday anyway. This was actually her suggestion, not mine. It's just that once I turn in the story Sunday, I don't want to have to wait til Friday to get the next story becus I'll be idle for 5 days. So I'm trying to encourage this person to give me more, more, more work, but she usually takes at least 2 days before she gets around to giving me another assignment, regardless of size/pay rate.

    So this is a work in progress.

  6. Dido Says:

    I hope you can get a good rhythm and flow going with this editor if that is your preference!

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