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Vet bill killed my November spending

November 27th, 2015 at 06:38 am

I tallied up my November income and expenses a few days early. Unfortunately, the vet bills for the extraction of Waldo's 6 teeth, plus the bloodwork for his thyroid, came to $800. So instead of having a little something left over at month's end, expenses exceeded income by $152. It was only the 2nd time this year my total monthly expenses exceeded $3,000.

So year to date (not counting my auto 401k deductions), I've saved just $8,505 in after tax savings. That means I have just one month left this year to save $2,495, the amount I need to save if I'm to hit my target of saving $11,000 in after tax savings in 2015 (see sidebar at left).

Quite frankly, I don't think I'll be able to save that, given that it's holiday time and that means more spending on me and others. I have to watch the spending on myself as I find myself often doing that to make myself feel better vis a vis my mother.

I did earn about $209 this month from the continued sale of my mother's yarns and weaving accessories, $58 in credit card rewards and $69 in freelance editing but that wasn't enough to put me in positive territory. Also of note is that it cost me just $199 to get a half tank of oil, SOO much lower than usual. Without the drop in oil prices I'd be even more in the hole.

A nicely timed spike in the stock market would be much appreciated right now.

5 Responses to “Vet bill killed my November spending”

  1. Ima saver Says:

    I agree! That would be nice.

  2. rob62521 Says:

    I agree...wish the stock market would go up and stay up.

  3. VS_ozgirl Says:

    My November spending is over, so don't worry, you're not alone.

  4. frugaltexan75 Says:

    That's too bad about the vet bill, but at least the oil bill helped even it out a bit.

  5. livingalmostlarge Says:

    Same. But we are spending as well on our dog and chemotherapy. Oh dear.

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