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Spendy September

September 29th, 2015 at 11:25 pm

I spent about $1900 more than I earned this month. This rarely happens. It's mainly due to my paying both my car and homeowners insurance ($1400) and my trip to Rockport ($584), plus I managed to blow $453 on food this month!! That's what happens when you shop at warehouse clubs.

On the plus side, my "mom expenses" were less than my "mom income." Expenses came to $769. I paid another installment of her property tax, her HOA fee, her pharmacy bill and the fee for the condo resale certificate. However, I made $1278 from selling her yarns, art and couch and so I reimbursed myself from those sales rather than writing myself a check from our joint checking account.

I know I don't have to do this and have been advised not to, but I want her money to last longer at Maplewood. If a year or so from now I see she's failing, mentally (and thus not really capable of enjoying the quality of life at the very expensive Maplewood), I will begin to reimburse myself from the check book, not the sale of her possessions, because it would then not matter as much if she ended up in a Title 19 nursing home a little sooner.

Preserving her nest egg as much as possible has not cost me anything to date because I've been able to sell a lot of her possessions. It's taken A LOT of time to do this and many, many sales of yarns, for instance, $20, $30 or $50 at a time, but progress has been steady and I'm proud to have held the line on these expenses whittling away at her life savings.

Today, I had another meeting with the people at the rehab place (all agreed she's doing MUCH better but needs more time to show further improvement, so we're meeting again in 2 weeks), I made a gingerbread quick bread, sold the little table lamp for $8 to a local person who picked up today, rescheduled a dentist visit for myself, talked to Medicare to inquire about the status of a denied ambulance trip claim I appealed (answer: call back when a full 60 days has passed) and posted some glittery yarns online and promptly sold them (i mean, in like 40 seconds I had a buyer) for $80 for the whole lot. (She has to wait til payday, Friday, to send payment.) I had intentionally been holding off on posting them for sale because I wanted to wait til people began thinking about the holiday season. I guess September is not too soon. Smile

I got a reply back from my cousin that not only could I bring my dad down with me when I deliver the art she bought from me, but she volunteered to come with us as we continued on to my dad's house on the Jersey shore to help us clean up, clear out or do whatever needs to be done, "because that's what family does." She's not even related to my dad, she's from my mother's side of the family, but I love her attitude, because, after living with a very fragmented family due to my parents' divorce and my sister's lifelong disinterest, family is so very, very important to me, too.

I hope i can talk my dad into letting her help us. My dad can be very stubborn. If he's smart, he'll say yes!

3 Responses to “Spendy September”

  1. Mrs. Frugalista Says:

    I have to tell you that you are an awesome daughter. I also have to tell you that every time I read your posts, I feel like I'm a lazy bum. Smile You get so much accomplished and you're so resourceful as well. I pray that your Mom gets better soon so that she can go back to Maplewood. ((HUGS))

  2. PatientSaver Says:

    HUGS to you, Mrs. Frugalista! I mean it. I've received so much support from so many here, you honestly are my own personal support team. Thank you.

  3. FrugalTexan75 Says:

    That is so great that your cousin knows the meaning of family! I hope that your dad lets her help out.

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