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Saved $$ on home + auto insurance

October 1st, 2017 at 03:49 pm

I like to focus on saving money on my biggest expenses. That's why I'm happy with my savings on my auto/homeowners insurance policies.

My homeowners did go up $43, but I was able to knock my car insurance down by $288 by dropping collision and the associated rental coverage if I filed an accident claim.

So my homeowners is costing me $682 this year and the car insurance is just $544.50 (for a 2013 Honda)! I'm very happy with that since I ponied up $887 last year.

Plus, since I timed applying for my latest bonus credit card acquisition to just before payment would become due on the car and auto, I will earn a $200 bonus with this one payment, so you might say that would reduce my auto to $344.50. Smile

Last year is when I should have dropped collision since being out of work I wasn't driving much. Now I am commuting, but the car is a year older. I will try not to let the aggressive drivers affect my own driving habits and just be very careful.

5 Responses to “Saved $$ on home + auto insurance”

  1. LivingAlmostLarge Says:

    Great job saving money.

  2. ceejay74 Says:

    That is awesome! I wish I could find a budget item to reduce. My only variable that can be controlled somewhat is the grocery budget, and my partners are probably close to mutiny on this only buying the minimum kick I'm one.

  3. rob62521 Says:

    Bravo on saving money!

  4. My English Castle Says:

    Nice savings!

  5. FrugalTexan75 Says:

    Very nice!

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