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It doesn't seem right, but it is...

August 8th, 2017 at 05:57 pm

Went to feed my neighbor's cat this morning. This is day 4 and I still haven't seen it (!) but the food is gone each day.

Did some grocery shopping, mostly at Aldi's but a few item at Caraluzzi's.

Went to the transfer station with trash.

I was totally surprised to learn I am eligible for a 2nd round of unemployment benefits. I almost feel embarrassed to talk about it because I don't feel I deserve it, but the rep assured me in this morning's call that I more than qualify.

As you may remember, I was laid off last July and then collected 6 months of benefits, ending in January of this year.

But then I worked 4.5 weeks at a contract job, and believe it or not the $9700 I grossed from that job will enable me to earn up to $16,000 in unemployment benefits for the next 6 months.

Yep, you read that correctly. It doesn't seem right, does it? Not only that, but my gross/net will actually be higher than what I got last year, by about $18 more a week.

This is great for my ongoing expenses as it was just this past month where I had to, for the first time since my layoff a year ago, believe it or not, transfer money from personal savings to my checking, just to cover ongoing expenses.

Because while most households could not live on unemployment benefits, I made it work, especially since I paid off my mortgage years ago. Property taxes and health insurance were my top 2 highest expenses. Then the little money I made from freelance writing earlier this year and that one contract job nicely replenished the coffers here.

However, the pressure is still on to find a job this year because I am fully expecting health insurance to be considerably more expensive when my COBRA runs out, compared to the $525/mth I'm paying now. That's assuming ACA is even available by then.

But I am immensely appreciative of these benefits. I thought at most I might qualify for half the benefit.

One remaining question: The contract job was physically located in CT and I live in CT, but the agency paying me was located in NY. Does that mean I need to file a CT and NY state tax return this year? I asked the payroll guy at that agency and he said no, what counts is where you live, but I'm not so sure that's true.

Laura, if you're reading this, tonight Dr. Greger is on PBS live and you can watch it from the NutritionFacts.org website!

This weekend I'll be traveling down to Jersey to my cousin's little party. I'll be meeting her son and his family for the first time (they're up visiting from FL), and her friend, L., will be there, who I met once already. It's about an hour-and-a-half trip. I'll stay I'm guessing for about 4 hours and then return home.

I am picking cherry tomatoes and cucumbers and enjoying them greatly in my salads. Wineberry-picking season is over, and the mulberries on my tree are 95% gone.

I have been trying to do more reading lately as my local public library offers several raffles with gift certificates to local shops and you get a ticket with each brief book review you write. I've written 3 so far and hope to add one more soon. The program ends this month.

8 Responses to “It doesn't seem right, but it is...”

  1. creditcardfree Says:

    It doesn't seem right, but I'm happy for you! I'm pretty sure you don't need to file in NY.

  2. Thrifty Ray Says:

    I agree, it doesnt seem right, but thank goodness it is what it is!

  3. CB in the City Says:

    Nice break!

  4. Liz Says:

    As long as CT taxes, not NY taxes, were taken out (can't remember if you were W-2 or 1099 through the agency), you will only need to file CT.

  5. LivingAlmostLarge Says:

    yep depends on how you were paid. Strange rule that you get second round of unemployment. But good for you.

  6. Kellyb Says:

    You file taxes to the state you live in. CT will go to NY and get the taxes if needed. If you worked in CT, taxes should have come out to CT. I live in DE but work in PA. PA tax comes out of my check, but I file in DE and DE gets the tax money from. PA. You just have to watch the percentages for example PA is like 5% and DE is 7% for the state tax so I can either have extra taken out or in my case I just pay the difference when I file which is only about $100.

  7. FrugalTexan75 Says:

    Did you watch it? I got home just as it ended. Frown

  8. patientsaver Says:

    Yes, I watched it....

    Only CT taxes were deducted and payroll guy said it only matters where i live, not where the job is. Funny, but i thought i'd heard of instances where people have to file 2 state tax returns.

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