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Right Track nailed me for hard braking, oops

November 12th, 2016 at 01:57 pm

I'm still not even midway through my 3 month period using Safe Track to potentially lower my car insurance, but they HAVE nailed me for my first instance of "hard braking, low severity."

I can see not only the exact time of this incident but the location on a Google map when I log in and look at my Safe Track dashboard. I think I was on my way to BJs that morning. I vaguely remember another driver turning across my lane in front of me, but I didn't think it was that bad.

I really don't remember any hard braking then, though there was a squirrel that caused me to hard brake in another location, which I hope doesn't register, because the incident reduced my so-far savings from 23% to 20%.

At least I still have plenty of time left to make up for this, and to be more careful moving forward.

8 Responses to “Right Track nailed me for hard braking, oops”

  1. lirpalynn Says:

    That stinks! That was one of the first things I wondered about. You can't control the actions of other people, and they are almost always why I would have to brake like that. Or deer. Smile

  2. Laura S. Says:

    I agree with lirpalynn. I would hope hard braking would not count against you unless you were doing it regularly. You have no control over people, objects or animals in the road.

  3. Liz Says:

    That's why I can'r do any of those programs - I live in NYC, I shudder to think what data would be reported.

  4. LivingAlmostLarge Says:

    that stinks but is so cool.

  5. LuckyRobin Says:

    Where I live, people are constantly cutting in front of you without leaving proper room then slowing down. And we have a semi-suicidal squirrel population. Not to mention deer that bound out into the road. Hard-braking is a fact of life. It's silly to penalize you for it. It means you are paying attention and avoiding an accident. Fast accelerating I get, but hard braking doesn't mean anything. They ought to at least have a dash cam or something so they can determine when it's a good thing.

  6. CB in the City Says:

    Hey, being encouraged NOT to brake is a bad idea! Unsafe, IMHO.

  7. PatientSaver Says:

    Yes, we all have to brake while driving, BUT if you are keeping an adequate distance from the vehicle ahead of you, you shouldn't have to brake hard. You would have time to slow down or avoid collision without slamming on the brakes. Most accidents are caused by not keeping a safe distance apart.

    It's hard to do this consistently becus if you leave too much room between you and the person ahead of you, the person behind you will start riding your bumper, getting impatient, etc. But i guess it's still up to us to drive in what we believe is a safe fashion.

  8. PatientSaver Says:

    To Liz, yes, doing this program would be suicidal no doubt in NY. Smile

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