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Another oops calculation

September 26th, 2013 at 06:52 pm

Math is not my strong suit.

I underestimated how much I'd make from the f/t 10-month bank job. If I work a 40-hour week making $35/hr, then I'll gross $6066 a month, or $60,666 for the 10-month period. Net, that comes out to $43,302, or $4330.25 a month.

After subtracting my "bare minimum" expenses of $2,000 a month, I'll still have $2,330 left over each month. Hey, that's a lot. It's been a long time since I worked full time. Not counting the 2-week real estate job I'm wrapping up now, I haven't worked full time since 2010!

It'd be nice to think that I could save as much as $23,300 over the 10-month period, but I do have so much deferred home maintenance around here. And, I'm not all that disciplined, especially after chafing after such a long period of self-imposed frugality.

I'd like to automate my savings, meaning on the first of each month I'll transfer a fixed sum to my online money market account. I figure if I save $1600 a month, I'll still have plenty ($730) left over for other stuff. Some of those savings could go into my SEP SIMPLE IRA, from my freelance work. (The Roth is already funded.) It won't be a lot, but I think, off the top of my head, you can contribute up to 25% of your gross, which for me would be just about $1,000.

Today at the real estate job we were all treated to a pizza lunch and the CEO called out a few people, and a few departments, to recognize for their big contributions toward ensuring a successful transition to the new brand. She singled out me, too, a lowly temp worker!

This was one of the easiest writing jobs I've ever had, but it was also pretty interesting. I guess I just enjoy working in real estate.

I've wanted to bring in some sort of little treat for them tomorrow, my last day there, but I've been too anxious to get home at the end of the day, after a longish commute, plus i haven't seen any good bakeries on the way in. There's a stop and shop nearby, but i don't think they're known for their baked goods.

If I can get an earlier start tomorrow a.m., I could maybe find something at Caraluzzi's right here in town. An extra 20 minutes would do it.

I charged my homeowner's and my car insurance tonight on one of my rewards cards, immediately earning me the $100 cash back. I also earlier earned another $100 from my new Barclaycard. It sure is easy money, but I may be running out of cards to apply for with those bonus rewards.

1 Responses to “Another oops calculation”

  1. FrugalTexan75 Says:

    The best kind of mistake - one in your favor. Smile

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