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Ugg. $1,000 more to spend...

August 20th, 2012 at 07:19 am

I THOUGHT I had timed it so that I'd be able to pay both my car insurance and homeowners policy renewals with the current Amex Premier Rewards Card I'm using to earn $250 in gift cards after spending $2,000 in 3 months.

Seems I pulled the trigger too quickly by opening up the card in early July. I figured the month's end would be determined by when I opened the card, but my first month ended July 26, which means the last month will end September 26, about 5 days before I get my homeowner's policy statement.

I called met life to see if they could send my renewal a week or so early, but they said no, it's computer generated.

So right now my spending on this card is as follows:

1st month: $511
2nd month, so far (which ends August 26): $415
3rd month: Will need to spend as much as $1,000!

And the 2nd month's spend includees $200 in grocery store gift cards, too! (Shopping at aldi'a a few times doesn't help, since they accept cash/checks only.)

Needing to be incredibly frugal, the only things I can use the card for with any regularity are 1. groceries, 2. gas and the aforementioned car and home insurance. Darn.

I now have about $560 in grocery gift cards.

I should really get on the ball and get my vision checked. I've been wanting to get a new pair of glasses, and I could charge that.

3 Responses to “Ugg. $1,000 more to spend...”

  1. ceejay74 Says:

    Did you confirm with the credit card company? If you mean the statement ends on a certain date, they might still count the spending deadline as 3 months from when you opened the card.

  2. MonkeyMama Says:

    Yes, these things tend to be "x months from when you open the card."

    That said, I was planning one of these, but then my insurer didn't take AmEx. So that may be another problem to consider.

  3. Petunia 100 Says:

    Even though the bill for your policy will not have arrived, can you prepay so that you have a credit balance? Did you ask if they would allow that?

    If that doesn't work, how about gas cards? How about prepaying your utilities?

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