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Another Craig's List sale...firewood

September 9th, 2010 at 05:42 pm

I sold a pile of firewood to someone today for $55. I measured its length, depth and width and calculated it was about 40% of a cord, so I priced it low for a quick sale. Just one guy responded, but that's all I needed.

I went to the recruiter's today and filled out a bunch of paperwork for health insurance, permission for background checks and stuff like that.

It does appear that if I wanted to keep my COBRA, I'd lose the subsidy, so it would be cheaper to go with the recruiter's plan ($250/month) than COBRA sans subsidy (about $500/month).

I plan to call my COBRA administrator tomorrow just to verify I can't keep the subsidy if the recruiter's company offers health insurance, and that I can't get COBRA back if the contract job ends and no perm job materializes.

I will only be on the recruiter's health plan for 2 months. I'm not eligible until I've worked 30 days and then you start on the first of the month, so that means I wouldn't go on it til Nov. 1.

I'll be able to order the one med I take on an ongoing basis, the Copaxone, using my current plan, and it's a 3-month supply that would take me into January, when, hopefully I'd be able to pick up the employer's plan as a permanent employee.

So I may not even use the recruiter's health plan at all, but I'll still have to pay out a total of $500 for the 2 months' coverage just so I don't have a lapse in coverage. If I did, that would enable future insurers to deny me coverage of my pre-existing illness for a year. Don't you just love the ins and outs of our current health system?

I just need to pick between the POS and HMO plans they offer. I can't remember the difference, but I guess I'll do a quick online check to make sure that either or both list my current doctors as in-network. If my doctors are in network for both plans, I'll just choose the plan with the cheapest monthly premium.

Using paycheckcity.com to calculate deductions from my future paychecks there, I see I'll net $5449 a month. I can live on $3,000 to $3500 a month, so with that nearly $2,000 surplus I'm tempted to save half and apply the other half as a prepayment to my mortgage each month.

Tomorrow I'm going clothes shopping, but not before I do an inventory of my closet. I'll list how many pairs of slacks I have for instance, and can fit into them, and in what colors; same for tops. That way I won't accidentally duplicate what I already have.

I'm still about 11 pounds heavier than I was before I was laid off, and that bit of weight make a big difference in how clothes fit me. If I haven't lost that weight having so much more time available to lose it, I doubt I will once I go back to work. One can dream, though.

1 Responses to “Another Craig's List sale...firewood”

  1. Ima saver Says:

    I like your idea of using the extra money to pay off your home early.

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